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Tag: OTC model
From OTC to Mobile Accounts: Easypaisa’s Journey
In 2009, Pakistan spearheaded the over the counter (OTC) transaction revolution. But in the summer of 2017, the digital financial services (DFS) landscape may experience a watershed moment. In June 2016, the State Bank of Pakistan (SBP) announced that as of July 2017, all branchless banking players offering OTC transactions will be required to use […]
Jan 20, 2017
OTC: A digital stepping stone or a dead end path?
In this paper, we want to look more closely at OTC model, with the help of data from The Helix Institute, InterMedia and the GSMA, which provide an analytical perspective on the pros and cons of the OTC model. This will allow us to propose some recommendations on how to manage OTC going forward.
Jul 5, 2016
The Powerful Agents & Fractured Markets of Pakistan
Pakistan is easily one of the top five leading digital finance markets in the world; yet also certainly one of the least understood. Anyone striving to learn about it must first understand how the Over-the-Counter (OTC) methodology adopted in Pakistan works, as it operates uniquely compared to other markets, especially those where it is unregulated. […]
Jun 11, 2015
Beware the OTC trap: Is there a way out?
Our earlier blogs focused on how OTC was growing rapidly but the key stakeholders were not satisfied. The question we have been asked often – is there a way out?
May 26, 2014
Beware the OTC trap: Are stakeholders satisfied?
Preceding the sentiments presented in the previous blog on over the counter (OTC), our interactions with various stakeholders indicate that not all are actually happy.
May 18, 2014