Pawan Bakshi leads the Financial Services for the Poor in India at the Bill & Melinda Gates Foundation.
G2P Payments in India – How a 1% DBT Commission Could Undermine India’s Financial Inclusion Efforts
This presentation highlight show a 1%DBT Commission Could Undermine India’s Financial Inclusion Efforts
Dec 5, 2015
Dec 5, 2015
What’s Undermining India’s Financial Inclusion Progress?
The blog recommends that the government set an adequate rural DBT commission rate of at least 3% for the first few years of PMJDY.
Jun 8, 2015
Jun 8, 2015
How a 1% DBT Commission Could Undermine India’s Financial Inclusion Efforts
This PB focuses on last-mile banking agent (Bank Mitr) networks that will disburse DBT payments and enable customers to access their bank accounts.
May 6, 2015
May 6, 2015
Agent Network Accelerator Survey – Bangladesh Country Report 2014
Bangladesh has created many unique systems for agent network management which are yielding world-class results especially with regards to liquidity management. However, transaction volumes and profits are low compared to East Africa and support structures are still developing. The research is based on 2,490 nationally representative agent interviews, carried out between March and April 2014. […]
Nov 11, 2014
Aakash Mehrotra, Denny George, Maha Khan, Mike McCaffrey, Pawan Bakshi and Leena Anthony
Nov 11, 2014
Aakash Mehrotra, Denny George, Maha Khan, Mike McCaffrey, Pawan Bakshi and Leena Anthony
Beware the OTC trap: Is there a way out?
Our earlier blogs focused on how OTC was growing rapidly but the key stakeholders were not satisfied. The question we have been asked often – is there a way out?
May 26, 2014
May 26, 2014
Beware the OTC trap: Are stakeholders satisfied?
Preceding the sentiments presented in the previous blog on over the counter (OTC), our interactions with various stakeholders indicate that not all are actually happy.
May 18, 2014
May 18, 2014
Beware The OTC Trap
We are seeing that MNOs and banks are increasingly trying to go the OTC route in the developing world – look at Bangladesh, Pakistan, Ghana and India. The burning question is, why? There could possibly be several reasons, the needs of the MNOs, the needs of the banks, and the needs of the customers.
May 9, 2014
May 9, 2014