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Tag: Portfolios of the poor

Behavioural Insights in Insurance

This note takes an alternative view from the conventional wisdom of expected utility and optimum deductible in insurance. It highlights explanations for insurance purchase and use decisions through behavioural economics.

Sep 29, 2014

Anup Singh, Premasis Mukherjee, Abhay Pareek and Lisa Chassin

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Sep 29, 2014

Anup Singh, Premasis Mukherjee, Abhay Pareek and Lisa Chassin

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Searching for metaphors of household financial management

This report summarises the intent, activities, outputs and key lessons from an ambitious program of field work which sought to capture vividly and succinctly the essence of how ordinary people think about the management of their money and resources.

May 21, 2013

Ignacio Mas and Premasis Mukherjee

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May 21, 2013

Ignacio Mas and Premasis Mukherjee

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Musings on money: The household money management model of mass market

This research report discusses how behavior is governed by perceptions and aspirations around financial goals, income patterns, and financial instruments. The paper ends with “ten governing rules” that the mass market segment considers intuitively when managing money.

May 5, 2013

MSC and Ignacio Mas

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May 5, 2013

MSC and Ignacio Mas

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Qualitative research tools for market research: Experiences from MetaMon research

In the recently conducted research on money management metaphor, we have modified some existing market research (including design research and ethnographic) tools to decipher the intuitive and spontaneous responses from the field.

Mar 30, 2013

MSC

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Mar 30, 2013

MSC

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Who Says You Can’t Do Micro Savings in India? Part 3: So Where to Go from Here?

The note discusses a few important points that financial service providers should focus on while designing and rolling out a savings product for clients.

Jul 16, 2010

Chris Linder

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Jul 16, 2010

Chris Linder

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Portfolios of the Poor: Expert Review 1

In this video William Easterly Professor of Economics at New York University explains how the book ‘Portfolios of the Poor’ has given a more realistic human view at the life of poor people and how it changes the perspective on the “consumption smoothing” concept.

Jun 21, 2010

William Easterly

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Jun 21, 2010

William Easterly

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