Venkat Attaluri

Senior Specialist

Venkat was an Associate Partner in MSC’s Digital Financial Services domain, Africa. With 16 years of experience, his expertise includes project management, formulation of a strategic plan for digital financial services, agency channel development, market research, scoping and segmentation, agent network assessments/ diagnostics, customer-centric product development and process design, pilot and roll out, and training on DFS and digitization.

Venkat was an Associate Partner in MSC’s Digital Financial Services domain, Africa. With 16 years of experience, his expertise includes project management, formulation of a strategic plan for digital financial services, agency channel development, market research, scoping and segmentation, agent network assessments/ diagnostics, customer-centric product development and process design, pilot and roll out, and training on DFS and digitization. He has consulted over 85 institutions including commercial banks, mobile money operators, central banks, governments, agent network managers, MFIs and technology service providers in six countries in Africa and five countries in Asia.

Posts by Venkat Attaluri

Governance in Member Owned Institutions – Community Microfinance

This note address that strong governance in member owned institutions (MOIs) give members and investors confidence and are necessary foundation for successful community-based organisations.

What Do Clients Want in E/M-Banking Agents?

This Note describes clients’ preferences for desired agent profiles in India, and looks at how this data could be used when selecting agents.

Breaking the Barriers: Market Expansion through Individual Lending

This Note discusses the benefits of IL, the target clientele and challenges MFIs need to consider in developing the product.

Product features of Micro and Small Enterprises Lending (2/2)

This note discusses the 7 of the 8Ps of Marketing – Price, Positioning, Process, Promotion, People, Place and Physical evidence. The Note describes that the total cost of Individual Lending.

Product Features of Micro and Small Enterprises Lending (1/2)

Many MFI’s have started to introduce individual loan as one of their product offerings. This note attempts to highlight the key product features which an MFI must focus on.

Diagnosing Financial Stress in Group Methodology

This focus note presents the learning from a study conducted by MicroSave in collaboration with Grameen Koota to look at the group lending methodology.

Risks and Challenges in Micro and Small Enterprises Lending

This IFN examines the issues of individual lending and makes recommendations for MFIs considering individual lending.

Why do Microfinance Clients Take Multiple Loans?

This Note presents the rationale and impact for multiple borrowings from a client perspective and discusses how the MFI and its leaders perceive the issue and its implications.