Wanjiku Kiarie

Assistant Manager

Wanjiku is an Analyst in MSC under the Banking and Financial Services domain. She supports the domain in research, data analysis, consumer insights, product development and other consulting assignments.

Wanjiku Kiarie is an Assistant Manager in MSC's Banking and Financial Services domain. She supports the domain in primary and secondary research, data analysis, consumer insights, product development, and other consulting assignments. Her key areas of expertise are business analytics, digital financial services, financial inclusion, and responsible finance. Before joining MSC, Wanjiku worked for over a year with Bank of Africa, a second tier institution where she analyzed alternate banking channels performance through designing, creating and implementing reports and dashboards as required.

Posts by Wanjiku Kiarie

Resolving challenges for digital credit with segment-specific vulnerabilities

In Kenya, the demand for digital credit as a substitute for both informal and formal financial services is strong. Yet the question remains—is the reach of digital credit wide enough to help all Kenyans who need instant credit? This blog discusses the current context and gaps relating to specific customer segments, and the associated behavioral traits and challenges. It also highlights key recommendations made to providers based on the insights and lessons from Kenya.

Is there room for optimism in the Kenyan digital credit sector?

This blog sheds light on the current state of the digital credit sector in Kenya highlighting the growth that has been experienced over the last 3 years. In addition, it also brings to our attention the positive trend that has been observed in the performance of mobile loans.

Enhancing education finance: A perspective of the financial journey of low- to medium-cost private primary schools in kenya

MicroSave conducted a study to understand how low- to medium-cost schools meet their financing needs. In this blog post, we explore the estimated financing demand, financial journey, challenges, behaviour, current coping mechanisms, and recommendations for financial partners that wish to serve this niche segment in a profitable and sustainable manner.

Benchmarking Training and Support by Agent Network Management Model

Adequate training and on-going support are crucial to the success of an agent network. Third paper from the Agent Network Accelerator Capstone Paper series analyses the three Agent Network Management models.

Measuring Risk in Agent Networks – What Risks Are Inherent in Agency Business and How to Track Them

The second paper from the Agent Network Accelerator Capstone Paper series describes the types of risks inherent in agent networks based on research conducted over two waves of the ANA surveys in 11 countries.  

Have the Portfolio Diversification Strategies of Kenyan Microfinance Banks Failed?

The blog discusses how the diversification strategies of Kenyan microfinance banks are working.