Blog

From our financial diaries research, we present the stories of Janet and Rebecca, two inspiring women entrepreneurs in Kenya. Please read our new blog as they shed light on women’s financial realities in the open-air market and cross-border trade sectors in Kenya.

MSC partnered with SEWA Bharat to research women entrepreneurs’ credit journey and experiences. The report “Women and Credit: Access to Credit for Micro and Small Female Entrepreneurs in India” delves into micro and small women entrepreneurs’ credit journey and explores demand and supply-side factors. The study shares insights on credit requirements, experiences, challenges, and key credit success determinants for individual and collective women-led enterprises. It also shares the supply-side experiences of bankers and other organizations and some good practices supply-side stakeholders implement to mitigate and distribute credit risk.

In this article, we aim to highlight how digital and financial inclusion among women has an imperative role to play in the economy, the impediments faced by women in India to access digital financial services that hamper the overall economic growth of India, and plausible solutions to address the challenges faced by women in India.

India stands at the forefront of developing AI capabilities in payment services—FSPs in India have invested more than USD 3.2 billion to create AI-driven solutions. This white paper introduces NPCI’s “Conversational Payments on UPI” solution and discusses how it can provide users with a seamless payment experience. We also explore factors that could influence the adoption of conversational payments in India and opportunities for financial service providers to offer conversational payments-based solutions.

India can boost its GDP exponentially by increasing women’s participation in the formal economy. This blog explores some interventions the government can take to recruit and retain women in the workforce. These include policies to make it easier for businesses to provide on-site childcare and incentives for private companies to hire more women.

Digital payments in India have surged, projected to exceed $10 trillion by 2026. A key contributor is the digitization of bill payments and collections, with BBPS aiming to be India’s primary collections platform, offering secure and standardized solutions. MSC explores BBPS’s journey and future potential in this white paper.