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Theme: Digital Financial Services
A review of the effectiveness of India’s Direct Benefit Transfer system during COVID-19: Lessons for India and the world
This paper examines the use of existing cash transfer programs and the payment infrastructure used for the timely delivery of PMGKY benefits during the COVID-19 pandemic in India. Additionally, the paper draws insights from PMGKY beneficiaries’ cash withdrawal/access preferences and experiences during the pandemic.
Oct 13, 2021
Abhishek Jain, Nikita Dhingra, Noel Johns and Ritesh Rautela
Efficacy of India’s food security response during COVID-19
The paper assesses the efficacy of India’s food security response during COVID-19 pandemic. It details out field level insights and also covers the lessons learned from the PDS experience during the pandemic.
Oct 5, 2021
Making Elephants Dance – A case study on shared agent banking in Uganda
Based on research commissioned by FSD Uganda, this report documents the need for shared agent banking and how it became operative in Uganda. The report also highlights milestones and challenges in Uganda’s experience with shared agent banking and the lessons learned.
Sep 14, 2021
Life on credit: Why and how do corner shop owners take loans?
With the wide gap in access to formal credit for MSMEs in South and East Asia, micro-businesses often borrow from unreliable sources at exorbitant rates. Based on our Corner Shop Diaries research, this blog explores how and why corner shops take loans and the sources from which they borrow.
Wi-Fi voucher: A top-selling product for rural corner shops in Indonesia
In Indonesia, 12,548 villages still lack access to 4G internet. This blog explores how Wi-Fi vouchers help diarists under our Corner Shop Diaries project and others in rural Indonesia access the internet.
Sep 3, 2021
Fello: Follow this team to know about a game-based approach to savings and investments for the LMI segment
Fello is a digital savings and investments platform that provides low- and middle-income (LMI) segments in India with access to formal savings. It promotes the uptake of formal financial services and builds a regular savings habit within the community. This blog explores Fello’s journey and the positive impact it hopes to create within LMI segments.
Aug 25, 2021