Tag: Akhand Tiwari

In this blog post, we reveal the secrets of how the mantra of a “market-led approach” actually works for product development in financial services

This Note analyses the trends through behavioural economics lens and tracks behavioural factors responsible for – preferences for informal savings; procrastination towards savings commitment; and overwhelming preference for “fixed return” schemes.

Migrant workers, are unique client segment that interests financial service providers- specifically the digital financial service providers. This Note examines decision making context and behavioural aspects of the migrant workers.

This Note explores the behavioural explanations that govern design intricacies of microcredit and also the anomalies in the business model.

MFIs do not fit into clients’ mental models of where to save. This note studies, on how MFIs can turn this situation around using client’s demand for credit and desire to accumulate lump sums as triggers to induce active savings behaviour through MFI-BCs.

In this Briefing Note we discuss areas that we think were critical to the design of the financial education programme – the essential ingredients.