Bhavana is a financial services consultant with over 20 years of experience of which 16 years have been in microfinance, SME lending, and project management. Her core expertise lies in due diligence and assessment of MFIs, SME banks and other FIs; and design and implementation of large-scale financial sector programmes that seek to enhance access to finance for low-income households and the bottom of pyramid markets; and project management. The current focus of her work is in managing large-scale access to finance projects in several countries. Bhavana has managed and evaluated projects financed by the World Bank, IFC, DFID, IFAD, ADB, AfD, and FMO in India, Sri Lanka, Indonesia, Bangladesh, Myanmar, Papua New Guinea, and Vietnam. She has also designed a number of financial inclusion programmes funded by international agencies and was a core team member for implementation, monitoring & supervision of microfinance programme of the apex wholesale microfinance lender in India.
Posts by Bhavana Srivastava
Gender centrality of mobile financial services in Bangladesh
This consumer behavior research aims to investigate why this is so, examining the gender centrality in digital financial services (DFS) in Bangladesh. The study focused only on mobile financial services as the most prevalent form of DFS in Bangladesh.
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MicroSave, with support from MFIN, conducted this study to capture the experience of cash-lite/cashless models adopted by MFIs in India. The report identifies ways to accelerate the adoption of cash-lite models.
Understanding the financial behaviour of the mass market: The key to financial inclusion
23This study is an extension of the work that MicroSave has been doing over the years on understanding how different types of people practice money management. It draws from industry literature on the subject, such as the financial diaries in Bangladesh, Kenya, Mexico, and Zambia.