Bhavana Srivastava

Associate Director

Bhavana is a financial services consultant with over 20 years of experience of which 16 years have been in microfinance, SME lending, and project management. Her core expertise lies in due diligence and assessment of MFIs, SME banks and other FIs; and design and implementation of large-scale financial sector programmes that seek to enhance access to finance for low-income households and the bottom of pyramid markets; and project management. The current focus of her work is in managing large-scale access to finance projects in several countries. Bhavana has managed and evaluated projects financed by the World Bank, IFC, DFID, IFAD, ADB, AfD, and FMO in India, Sri Lanka, Indonesia, Bangladesh, Myanmar, Papua New Guinea, and Vietnam. She has also designed a number of financial inclusion programmes funded by international agencies and was a core team member for implementation, monitoring & supervision of microfinance programme of the apex wholesale microfinance lender in India.

Posts by Bhavana Srivastava

Creative economies as a gateway to pro-poor tourism in India

The paper discusses the role that creative economies can play in transforming the tourist regions as engines of youth employment growth and upskilling.

Digital transformation of MFIs in Bangladesh

UNCDF SHIFT commissioned MSC to conduct a study on the status of digitization in the microfinance sector in Bangladesh. Along with the interventions that MFIs will undertake, the sector also needs policy-level changes that enable the digitization of microfinance institutions. This policy brief presents the challenges that the microfinance sector in Bangladesh faces and interventions that would create an enabling environment for digital transformation.

Digital transformation of MFIs in Bangladesh opportunities, challenges and way forward

With the entry of FinTech firms in Bangladesh and the government’s aim to build an inclusive digital financial ecosystem, it is now imperative for the microfinance sector in Bangladesh to move towards digital transformation. UNCDF SHIFT commissioned MSC to conduct a study on the status of digitization in the microfinance sector in Bangladesh. This report examines the status of digitization in the microfinance sector in Bangladesh, technology options, and the next steps towards digital transformation.

Gender centrality of mobile financial services in Bangladesh

This consumer behavior research aims to investigate why this is so, examining the gender centrality in digital financial services (DFS) in Bangladesh. The study focused only on mobile financial services as the most prevalent form of DFS in Bangladesh.

A comprehensive framework for gender centrality in financial services

This briefing note introduces MSC’s gender centrality framework and explains how financial service providers and policymakers can help to promote the gender equality.

Redeeming the pledge on gender equality

Across the globe, a billion women remain financially excluded, with a gender gap of 9% persisting stubbornly in developing countries.

India Needs More Women Business Correspondent Agents

The blog highlights why India needs more women business correspondent agents

Myths Busted, New Evidence Generated: ANA India Wave II Study has a Lot to Tell – Stay Tuned

The blog presents highlights from the Agent Network Aceellerator Wave II Research.