Bhavana Srivastava

Associate Director

Bhavana is a financial services consultant with over 20 years of experience of which 16 years have been in microfinance, SME lending, and project management. Her core expertise lies in due diligence and assessment of MFIs, SME banks and other FIs; and design and implementation of large-scale financial sector programmes that seek to enhance access to finance for low-income households and the bottom of pyramid markets; and project management. The current focus of her work is in managing large-scale access to finance projects in several countries. Bhavana has managed and evaluated projects financed by the World Bank, IFC, DFID, IFAD, ADB, AfD, and FMO in India, Sri Lanka, Indonesia, Bangladesh, Myanmar, Papua New Guinea, and Vietnam. She has also designed a number of financial inclusion programmes funded by international agencies and was a core team member for implementation, monitoring & supervision of microfinance programme of the apex wholesale microfinance lender in India.

Posts by Bhavana Srivastava

Study on adoption of cashlite among MFIs in India

MicroSave, with support from MFIN, conducted this study to capture the experience of cash-lite/cashless models adopted by MFIs in India. The report identifies ways to accelerate the adoption of cash-lite models.

Understanding the financial behaviour of the mass market: The key to financial inclusion

23This study is an extension of the work that MicroSave has been doing over the years on understanding how different types of people practice money management. It draws from industry literature on the subject, such as the financial diaries in Bangladesh, Kenya, Mexico, and Zambia.

Embracing A Market-led Approach To Developing Product Concepts

In this blog post, we reveal the secrets of how the mantra of a “market-led approach” actually works for product development in financial services

Product Needs for Enterprises

Despite the fact that MSMEs contribute significantly to the economy and employment, MSMEs are undersupplied with adequate, affordable, timely and market-led financial products. MSMEs play a vital role in developing economy, says MSC’s Assistant Director, Bhavana Srivastava. In this video, she outlines the financial needs of a typical MSME such as Credit, Savings, Transactional Banking […]