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Tag: Manoj Sharma
Full Report: PMJDY Wave III Assessment
This report captures aspects such as BM’s availability, transaction readiness, dormancy levels, and transactional details. It also focussed on Aadhaar seeding and RuPay card delivery/usage by PMJDY account holders.
Feb 19, 2016
Managing Risks in Digital Financial Services
Watch MSC’s Director, Manoj Sharma, talk about managing risk in Digital Financial space and the issues that concern users in this technology-led financial services.
Nov 16, 2015
PMJDY Assessment Round 2: Well Begun is Job Half Done
The Hon’ble Prime Minister of India launched ambitious Pradhan Mantri Jan Dhan Yojana (PMJDY) on August 28, 2014 with an objective to ensure at least one active bank account per family. MicroSave and the Bill & Melinda Gates Foundation designed a survey to track the progress of PMJDY with focus on the presence and performance on Bank Mitrs .
Nov 9, 2015
Manoj Sharma, Mukesh Sadana, Lokesh Singh and Aishwarya Singh
Are the $2 Billion Annual Savings Arising from PAHAL Real?
Are the $2 Billion Annual Savings Arising from PAHAL Real? The blog examines the performance of Pahal, direct benefit transfer for Liquefied Petroleum Gas (DBTL) programme scheme in India.
Oct 15, 2015
PAHAL – from “Discard” to Cherished Success
India is a social welfare state. Rs. 2,700 billion (US$43 billion) have been allocated for subsidies in FY 2015-16. The enormous scale and the sheer number of people involved in the logistics of ferrying food grains, cooking gas and a host of other commodities across the country leads to “leakages”.To achieve the dual objectives of: […]
Aug 8, 2015
What’s Undermining India’s Financial Inclusion Progress?
The blog recommends that the government set an adequate rural DBT commission rate of at least 3% for the first few years of PMJDY.
Jun 8, 2015