Tag: Responsible finance
The Essential Ingredients of an Effective Financial Education Programme
In this Briefing Note we discuss areas that we think were critical to the design of the financial education programme – the essential ingredients.
Sep 3, 2014
Responsible digital finance
This blog acknowledges the potential of digital financial services for financial inclusion but outlines many challenges that need to be addressed to achieve its full potential.
Dec 4, 2013
Client Protection in Digital Financial Services Sector
Here’s an interesting video on ‘Client protection in digital financial services’. As mobile banking is gradually gaining ground; it also raises concerns for client protection especially for low income clientele who are not familiar with formal financial services and new age technology. So, how should MNOs, agent network managers and banks protect end clients? Watch […]
Oct 15, 2013
Understanding Over-Indebtedness
This video talks about over-indebtedness. The subject is ranked by microfinance industry stakeholders as the top risk facing the industry in 2012. Simply put, over-indebtedness is a situation where one takes on too much debt beyond one’s capacity to pay. When faced with such situation, the poor takes on further sacrifices in basic quality of […]
Sep 26, 2013
Rethinking microfinance: This time with rules
Microfinance sector has received major setback with the rise in instances of corruption – unfair interest rates, cover-ups, suicides. Can SPM help restore faith in the system?
Jun 28, 2013
Breaking Free from the Myths of Financial Education
This Note examines myths around the design of financial education programmes, and discusses the KSAP framework for designing these programmes.
May 30, 2013
Akhand Tiwari, Akhilesh Singh, Krishna Thacker and Nitish Narain