Alphina Jos

https://www.linkedin.com/in/alphina-jos-joslin-thambi-02129028/

Alphina is the CEO at BWDA Finance Limited, Tamil Nadu. She is an experienced Deputy Chief Executive Officer with a demonstrated history of working in the financial services industry.

Alphina is the CEO at BWDA Finance Limited, Tamil Nadu. She is an experienced Deputy Chief Executive Officer with a demonstrated history of working in the financial services industry. Alphina worked at MSC as an Analyst from August, 2010 to March, 2013. She is skilled in banking, market research, management, data analytics, and Management Information Systems (MIS). Alphina holds an MBA in Finance and HR from the Vellore Institute of Technology.

Posts by Alphina Jos

Individual or Institutional BCs: The Banker’s Perspective

This Note provides perspective on how individual and institutional BCs are perceived by banks.

Individual or Institutional BCs: The Client’s Perspective

This Note is the first of a two-part series, which provides some perspective on how individual business correspondents (BCs) and institutional BCs are perceived by clients and banks.

Exploring reasons for dormancy in no frills savings accounts in Tamil Nadu

This research aims to understand the reasons for widespread dormancy in No Frills Accounts opened through various service providers like public and private sector banks, RRBs and business correspondents.

Understanding remittance networks in Gujarat, Orissa and Bihar

This research explores the remittance options currently available to Indian migrant workers in Gujarat and recipient families in rural Orissa and Bihar. It also examines the benefits of a business correspondent remittance service.

Relative risk to the savings of the poor in Rajasthan

In order to understand how poor people save and the relative risks involved, MicroSave conducted a study in three different Indian states – Rajasthan, Uttar Pradesh, and Tamil Nadu this past year. This paper highlights learning from Rajasthan.

Relative risk to the savings of the poor in Tamil Nadu

In order to understand how poor people save and the relative risks involved, MicroSave conducted a study in three different Indian states – Rajasthan, Uttar Pradesh, and Tamil Nadu this past year. This paper focuses on Tamil Nadu.

Review of savings options for MFIs in India

This paper provides information on the savings products available in India and provides a review of the different options by comparative analysis and by listing out the pros and cons of each.