Annabel Schiff

Annabel is the Program Director on the Mastercard Foundation's FiDA Partnership at Caribou Digital. Caribou Digital provides investment advisory, strategy advisory and research services to profit and non-profit organisations focused on building inclusive digital economies in developing markets.

Annabel is Program Director on the MasterCard Foundation's FiDA Partnership at Caribou Digital. Caribou Digital provides investment advisory, strategy advisory, and research services to profit and non-profit organizations focused on building inclusive digital economies in developing markets. Previously, Annabel worked as a Senior Manager in the Digital Finance domain of MSC, Nairobi, Kenya. At MSC, the majority of Annabel’s work focused on The Helix Institute of Digital Finance, providing world-class, operational level training and cutting-edge research for digital finance providers across the developing world.

Posts by Annabel Schiff

Competition in Tanzania – Fact or Fable?

Tanzania is often cited as a model competitive market in digital financial services (DFS) with the three major providers healthily competing against one another. However, the story is a bit more complicated than that, and to really understand market dynamics in Tanzania it helps to examine competition from a few angles, and on a more […]

Agent Network Accelerator Survey – Kenya Country Report 2013

This report is based on mobile money surveys carried out at the end of 2013.

Mobile Money Merchant Payments – What does the Future Hold?

In October 2012, GSMA MMU asked the burning question; ‘Can mobile money work for merchant payments?’ Across the developed world cards are being swiped, dipped or waved to pay for everyday purchases, but the question remains if mobile money can, or will, have the same levels of usage in the developing world. Currently mobile money providers have […]

Agent Network Survey: Tanzania Country Report 2013

The Tanzania Country Report is based on a national representative sample of over 2,000 mobile money agent surveys.

Mobile Money Agents in Uganda: Sprinting ahead, but the marathon’s not yet over

The authour highlights four key findings from the report and discuss their implications for market maturity and the direction of its future development.

Agent Network Accelerator Survey – Uganda Country Report 2013

The report paints a picture of the stage of maturity of the market there, focusing on the operational factors of success, and residual challenges the country still faces.