Graham Wright

Group Managing Director

Graham A.N. Wright is the founder and Group Managing Director of MSC. He pioneered much of the core of market-led approach used by MSC.

Graham A.N. Wright is the founder and Group Managing Director of MSC. He pioneered much of the core of market-led approach used by MSC. He has around 30 years of experience in emerging markets underpinned by five years of experience in management consultancy, training and audit with Arthur Andersen in Europe. Graham has worked with banks, MFIs, telecoms, and regulators in Bangladesh, India, Indonesia, Nepal, Pakistan, the Philippines, Vietnam, Zimbabwe, Kenya, Uganda, South Africa, Tanzania, and Zambia. Graham oversees Digital Financial Services, Strategic Initiatives, Knowledge Management, and Global Insights within MSC. During his time as the head of MSC in Africa, he spearheaded work to transform both Equity Bank and Kenya Post Office Savings Bank and collaborated in the design and initial testing of M-PESA. He has headed several teams working on digital financial services solutions for banks, mobile network operators, and MFIs in Asia, Africa, and Latin America.

Posts by Graham Wright

So many steps forward … And now one big step back

After the progress made on setting a regulatory and policy framework to enable financial inclusion, this blog raises concern over the decision that puts a cap of 1% for agent transaction.

MSC Group Managing Director, Graham A.N. Wright, Live Debate from Luxembourg-Digital Finance

MSC Group Managing Director, Graham A.N. Wright, during a live talk with MFI experts in Luxembourg.In this video, Graham debunks the hype around digital credit. He goes on to state that digital credit is not a cause for celebration as it is instigating financial exclusion.

Consumer Protection in the Digital Age

The problems with digital credit persist and continue to grow alarmingly

India’s enabling triangle for financial inclusion

The blog discusses that successful efforts to foster financial inclusion involves three inter-related and mutually-reinforcing components.

Digital consumer credit: nano loans, macro problems

The potential to harness digital footprints and channels to provide rapid access to credit cannot, and should not, be denied. But it will take concerted efforts to optimise the products currently being delivered and realise the full potential of the digital revolution for consumers and providers alike.

Why do so Few Fintechs Focus on the Mass Market?

The blog highlights why do so Few Fintechs Focus on the Mass Market?

Mobile internet access – the next frontier for ‘Tech’

Limited mobile internet connectivity has significant implications for techs that seek to serve the mass market.

The white spaces of the digital divide: 3G+ haves and have-nots

Examines the implications of the observation that in most rural villages, the infrastructure to support fintech remains inadequate.