Through its embedded Health Project Management Unit (PMU) with the Development Commissioner of Bihar, MSC is driving strategic, cross-sectoral reforms across the state’s health, education, and procurement ecosystems. Aligned with Bihar’s development priorities, this partnership shows how technical depth, institutional integration, and policy coherence can unlock scalable and sustainable public value. 

A key focus of MSC’s work has been the design of Public-Private Partnership (PPP) models to expand medical education infrastructure. The team has developed bid documents and operating frameworks for establishing medical colleges and hospitals across 11 greenfield and 13 brownfield sites. This initiative is expected to add nearly 2,300 MBBS seats to the state’s current capacity in government institutions and catalyze investments of approximately USD 430 million from the private sector and USD 95 million from the state government. 

In response to Bihar’s escalating cancer burden, where over 1,40,000 new cases are diagnosed annually and mortality exceeds 70,000 per year, MSC supported the government in taking a systems-level approach to cancer surveillance and care. This included the development of a policy proposal to designate cancer as a notifiable disease, supported by detailed epidemiological analysis, justification notes, and structured reporting formats. These efforts laid the foundation for establishing the Bihar Cancer Care and Research Society, to streamline cancer diagnosis, treatment, and registry functions across the state, creating a coordinated and patient-centric response to one of Bihar’s most pressing health challenges. 

The Gates Foundation commissioned the project. 

MSC is partnering with the Small Industries Development Bank of India (SIDBI) to drive financial inclusion through innovative, technology-enabled enterprise financing solutions. The initiative is being implemented in close collaboration with National and State Rural Livelihoods Missions (NRLM/SRLMs), government-promoted financial institutions, FinTechs, payment banks, and other ecosystem stakeholders.

The objective of the project is to scale up enterprise financing through innovative products and channels, including digital platforms. This will include access to finance and business development advisory support to downstream women-owned microenterprises. MSC has a Project Management Unit (PMU) set up at the principal Financial Institution (FI) for the promotion, development, and financing of the MSME sector. PMU is responsible for the supervision of the design, development, and implementation plan to rollout innovative enterprise loan products. They develop the pilot test plan of the enterprise loan products, support the development of customized credit scoring models that include the new-to-credit (NTC) segment. They develop application prototype, defining the process flow, customer user journeys, and API integration required between the lender and partner apps. They also finalize customer documentation, monitor and review application testing, manage communication with the key stakeholders, monitor the progress of the pilot, review and fine-tune the product post the pilot launch and product rollout, and scale up. The FPS Sahay initiative was the flagship pilot under this project, designed to extend access to working capital through invoice financing for 60 fair price shops. MSC led the planning and rollout of this pilot, targeting fair price shop and corner shop entrepreneurs. As part of this, MSC also partnered with market aggregators to build a digital invoice financing setup, enabling seamless transaction processing and lender integration. Following the pilot’s success, the initiative is now being scaled to reach 0.5 million such entrepreneurs with working capital financing.

The FPS Sahay initiative is a flagship pilot under the PFICP-2 (Promoting Financial Inclusion through Community Platforms – Phase 2) project, where fair price shops (FPS) are the first cohort to benefit from embedded finance solutions.

The Gates Foundation commissioned this project.

Myanmar’s small and medium industries (SMEs) have various unmet credit needs that stifle their growth. MSC was tasked to assess the market in detail to identify the financing needs of SMEs within Myanmar’s supply chains. We used these insights to collaborate with Proximity Finance and design new financial products, such as invoice discounting, supplier credit lines, and embedded supply chain lending models.

As part of this intervention, we developed an AI-powered risk-based lending framework to enhance credit risk evaluation. The framework integrated alternative credit scoring mechanisms and predictive analytics. The team also drafted a credit manual and an operation manual to ensure seamless implementation, along with training manuals for institutional capability-building. Additionally, we provided technical assistance in regulatory compliance and digital transformation to ensure the new credit models were both scalable and sustainable.

The project expanded access to working capital financing for SMEs, which enabled these small businesses to better manage their supply chain operations and scale efficiently. Proximity Finance introduced several new digital credit solutions to enhance operational sustainability and lending efficiency. This initiative equipped Myanmar’s micro and small enterprises with AI-driven financial tools, improved their access to credit, and reduced their dependency on informal financial sources. It has positioned MSMEs for long-term growth through its efforts.

The International Finance Corporation (IFC) commissioned the project.

The Unique Identification Authority of India (UIDAI) launched a regulatory sandbox in 2023 to plug a critical gap: FinTechs and start-ups had no safe, cost-effective way to integrate core Aadhaar APIs and validate e-KYC or authentication journeys before going live. The sandbox offers that controlled environment, accelerating new use cases in digital identity, financial services, and authentication, and supporting India’s broader digital-financial-inclusion strategy.

Commissioned by the Gates Foundation, MSC designed the sandbox end-to-end—drafting operational guidelines, eligibility and evaluation criteria, and outreach plans—then set up the cohort-management process and provided hands-on technical support so shortlisted FinTechs could refine biometric-authentication flows and KYC models.

In its first year, the sandbox attracted 150+ applications, selected 15 high-potential start-ups across two cohorts, and facilitated more than 1 million test authentications, helping participants cut average product-validation time by ~40 percent (UIDAI monitoring data, May 2025). These pilots have already produced paperless KYC stacks, contactless biometric-auth solutions, and AI-driven credit-scoring models, now moving toward market launch.