This note takes an alternative view from the conventional wisdom of expected utility and optimum deductible in insurance. It highlights explanations for insurance purchase and use decisions through behavioural economics.
Improving access to finance for women-owned businesses in India
The total formal financing gap for women enterprises in India is 73 percent of the total demand. Strikingly 90 percent of the women-owned enterprises in India rely on informal sources of finance just not for seed capital but also for working capital requirements.
This report investigates how low income working age respondents think of old age and how they prepare for it. While many know that they can no longer rely on the extended family, few are able to prioritize old age provisioning.