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Tag: MPESA
Offline Payment Acceptance: A Puzzle and an Opportunity
Reserve Bank of India estimates that 96% of all the retail transactions in India are conducted using cash, leaving only about 4% payments on cash-less/digital channels.
Jun 17, 2016
Can Payments Banks Survive?
The article focuses on the challenges and opportunities for the survival of Payments Banks in India.
Jun 6, 2016
Open Application Programming Interfaces (API): Purpose and Possibilities
Going by the global experience, a set of open, well-documented Application Programming Interface or APIs provide enormous benefits to providers and clients. They also help improve customer experience.
Jun 4, 2016
JAM – Using (Jan Dhan) Bank Accounts, Aadhaar and Mobiles to create new products and services, and new ways of doing things
The JAM trinity is seen as an important tool to curb leakages; strengthen financial delivery mechanisms and social welfare schemes; enhance the efficacy of various Direct Benefit Transfer (DBT) Programmes.
Jun 2, 2016
Low Preference for Cash Transfer in TPDS – What Affects Beneficiary Behaviour?
The cash versus in-kind subsidy transfer for food, fuel or fertiliser has no clarity on which method should be adopted going forward – cash or in-kind subsidies.
May 18, 2016
India Post – Initiatives to Facilitate G2P Payments
The blog highlights the initiatives of the Indian government in establishing India post as a vital body disbursement of G2P payments in the state of Jharkhand
May 13, 2016