Role of Bank Mitrs in Direct Benefit Transfer Ecosystem: Are Banks and Government Ignoring Their Brand Ambassadors?
Trusted, committed and liquid Bank Mitrs can play a much bigger role in the government’s vision for financial inclusion. This blog highlights the key challenges and opportunities to address them.
Dec 22, 2015
PMJDY Assessment Round 2: Well Begun is Job Half Done
The Hon’ble Prime Minister of India launched ambitious Pradhan Mantri Jan Dhan Yojana (PMJDY) on August 28, 2014 with an objective to ensure at least one active bank account per family. MicroSave and the Bill & Melinda Gates Foundation designed a survey to track the progress of PMJDY with focus on the presence and performance on Bank Mitrs .
Nov 9, 2015
Manoj Sharma, Mukesh Sadana, Lokesh Singh and Aishwarya Singh
Are the $2 Billion Annual Savings Arising from PAHAL Real?
Are the $2 Billion Annual Savings Arising from PAHAL Real? The blog examines the performance of Pahal, direct benefit transfer for Liquefied Petroleum Gas (DBTL) programme scheme in India.
Oct 15, 2015
PAHAL – from “Discard” to Cherished Success
India is a social welfare state. Rs. 2,700 billion (US$43 billion) have been allocated for subsidies in FY 2015-16. The enormous scale and the sheer number of people involved in the logistics of ferrying food grains, cooking gas and a host of other commodities across the country leads to “leakages”.To achieve the dual objectives of: […]
Aug 8, 2015
Assessing the most ambitious public financial inclusion drive in history An Early Dip-Stick Assessment of Bank Mitr’s under Pradhan Mantri Jan Dhan Yojana
This note highlights the survey conducted by MicroSave, and the Bill & Melinda Gates Foundation to understand customers’ experience with PMJDY.
Feb 19, 2015
Don’t Throw the Baby Out with Bathwater
This note reflects on the understanding on the recent decision to suspend the DBT scheme for liquid petroleum gas LPG cylinders (popularly known as DBTL).
Mar 7, 2014
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