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Tag: PMJDY

Agent networks: Ideas and lessons from India

As part of its program to facilitate exposure visits to India for governments across the globe, MSC has documented India’s journey towards financial inclusion and digital governance. The first four modules of this series were Aadhaar, PMJDY, Digital Governance, and PFMS. The fifth and last module is Agent Networks.

May 15, 2020

Neha Parakh

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May 15, 2020

Neha Parakh

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Public Financial Management System Ideas and lessons from India

As part of its program to facilitate exposure visits to India for governments across the globe, MSC has documented India’s journey towards financial inclusion and digital governance. The first three modules of this series were Aadhaar, PMJDY, and Digital Governance. The fourth module of this series is on Public Financial Management System (PFMS).

May 6, 2020

Saborni Poddar

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May 6, 2020

Saborni Poddar

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DBT and FI in India

Financial inclusion in India received a huge boost, thanks to the PMJDY program, Aadhaar, and the expansion of mobile connectivity throughout the country; but the real catalyst is the country’s digital benefits transfer program.

Sep 23, 2019

MSC

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Sep 23, 2019

MSC

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Finlok: Save together digitally

Finlok is a financial platform that helps people save money and avail hassle-free credit through a group savings-based financial model. This blog explores how the platform will help the low- and middle-income segments gain greater control over their finances.

Jul 8, 2019

Shweta Menon, Prabir Barooah, Anil Gupta and Anshul Saxena

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Jul 8, 2019

Shweta Menon, Prabir Barooah, Anil Gupta and Anshul Saxena

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So many steps forward … And now one big step back

After the progress made on setting a regulatory and policy framework to enable financial inclusion, this blog raises concern over the decision that puts a cap of 1% for agent transaction.

Nov 9, 2018

Puneet Chopra, Lokesh Singh and Graham Wright

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Nov 9, 2018

Puneet Chopra, Lokesh Singh and Graham Wright

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Full Report: PMJDY wave I assessment

The first assessment (Wave-I) was conducted in November and December 2014 across 41 districts in 9 states, wherein a total of 2,039 BM locations and 8,789 beneficiaries were surveyed. BMs were assessed on dimensions such as availability, transaction readiness, dormancy, branding of outlets, number of transactions etc. The customers were asked questions about their experience on aspects such as first bank account under PMJDY, receipt of RuPay card and availability of Aadhaar and its linkage in PMJDY account.

Nov 1, 2018

MSC

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Nov 1, 2018

MSC

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