Are Banks and Microfinance Institutions Natural Partners in Financial Inclusion?
This report presents the case of MFIs as one potentially viable channel with which banks can collaborate to reach the base of the pyramid market more economically. It also details the top strategic and operational choices that MFIs need to make before they function as a BC as well as the way forward.
Savings perceptions and preferences in India – The relative risk to the savings of the poor
MicroSave conducted a study in three different Indian states – Rajasthan, Uttar Pradesh, and Tamil Nadu this past year to seeks answers to the following questions: How do poor people save and what works best for them among the formal, semi-formal, and informal choices available? Why do they choose one investment or savings versus another, […]
Commissioned by IFC, MicroSave conducted the “South Asia Deposit Assessment” studies to increase understanding of the demand and supply of savings products among poor in Nepal. The reports highlight regulatory and operational challenges for financial institutions and mobile banking platforms that want to serve the low-income market.
This report attempts to understand the demand and supply of savings products among poor in Bangladesh, and highlights regulatory and operational challenges for FIs and mobile banking platforms in the country.
The Answer is “Yes”- Cost and Willingness to Pay in India
MicroSave is undertaking a series of research studies to support the financial inclusion agenda in India. This multi-region study focuses specifically on the services business correspondents provide in rural areas – and whether or not this particular customer segment thinks the greater convenience and other potential benefits are worth paying for.
Commissioned by IFC, MicroSave conducted the “South Asia Deposit Assessment” studies among poor in Sri Lanka. The study provides direction and enables financial institutions to offer tailored products for low income people.