Aanchal Aggarwal


Aanchal is a Manager in MSC’s Digital Financial Services—Payments & Distribution domain.

Aanchal is an expert in digital financial services, payments, research, banking, and digital credit. Aanchal has previously worked with the National Payment Council of India (NPCI) and Grameen Foundation India (GFI). She has an MBA from the Institute of Rural Management, Anand (IRMA).

Posts by Aanchal Aggarwal

₹oopya for all; progressive credit that leaves no one behind

Roopya is a startup under the Financial Inclusion (FI) Lab accelerator program’s sixth cohort. The Lab is supported by some of the largest philanthropic organizations across the world – Bill & Melinda Gates Foundation, J.P. Morgan, Michael & Susan Dell Foundation, MetLife Foundation, and Omidyar Network.

“The dakiya has brought the bank to our doorstep”—the transformational journey from a postal worker to an IPPB banking correspondent

This blog captures personas of three postal workers and their journey from being mail deliverers to financial inclusion enablers. While desirers consider IPPB Business correspondent service as a great learning opportunity and a source of income, Aspirers drive self-actualization from their work as a financial inclusion enabler. The blog covers lessons for postal banks across the globe who wish to leverage their vast postal network to bridge the financial inclusion gap and improve financial equity.

How has IPPB improved financial inclusion in India through a differentiated banking approach?

India Post Payments Bank is one of the most successful payments banks in India. Its collaboration model has created a positive impact to bridge the financial inclusion gap. This blog offers lessons for financial institutions across the globe that want to build robust strategies, launch new lines of pro-poor products, and unlock efficiencies in distribution through capacity-building initiatives.

They deliver, they survive, and finally, they BELONG – Blue-collar workers in India are now “Entitled” to what they deserve for their services

India has more than 250 million blue-collared employees with an immediate need for essential benefits. Entitled works with employers to strengthen their financial health by designing bundled financial products, such as credit and insurance, for the well-being of blue-collared workers. Solid financial health will give blue-collared workers a blanket during financial shocks. Entitled is gradually developing innovative delivery channels and products to make the user onboarding experience comfortable.