Diya Chatterjee

Diya Chatterjee is an Associate in MSC’s Payments and Distribution Domain. She is trained in Economics and International Development with research experience

From being a research scholar at the Economics Department at the University of Bath, UK and working as a research consultant for an NGO in Kolkata, India. Recently, she has worked on the BCNM landscape study, IPPB digitization project, Financial Inclusion Lab and other Covid-19 impact studies funded by the Bill and Melinda Gates Foundation and JPMC in India. Before joining MSC, Diya was a research scholar at the University of Bath, where she undertook various roles, from setting up and managing secondary and primary research to policy development and technical assistance for the Department of Economics. She holds a MSc in International Development with specialization in Economics from the The University of Bath. She is fluent in English, Hindi and Bengali.

Posts by Diya Chatterjee

Lakshya: Helping the urban poor save to improve their financial health

Lakshya is a digital savings platform that provides access to formal savings and insurance to low- and middle-income (LMI) segments in India. It promotes the uptake of formal financial services and financial health within the community. This blog explores the journey of Lakshya and the positive impact it hopes to create within LMI segments.

Fello: Follow this team to know about a game-based approach to savings and investments for the LMI segment

Fello is a digital savings and investments platform that provides low- and middle-income (LMI) segments in India with access to formal savings. It promotes the uptake of formal financial services and builds a regular savings habit within the community. This blog explores Fello’s journey and the positive impact it hopes to create within LMI segments.

SureClaim: Improving the healthcare and health insurance experience for LMI users

The InsurTech startup SureClaim works with individuals and organizations to simplify the experience of dealing with hospitalization expenses when needed, assist them with timely processing of insurance claims, and minimize their out-of-pocket spending. SureClaim’s objective is to extend its offerings to low- and moderate-income (LMI) customers in India and improve their experience around accessing suitable healthcare services and claiming health insurance. This blog explores the journey of this startup and the positive impact it hopes to create for this segment in India.

Kosh: A community-based credit platform that offers financial security to blue-collar workers

Kosh is a digital lending platform that provides access to formal credit to low- and middle-income (LMI) segments in India. It works on a joint liability model that relies on group leaders and members who avail credit through the platform. This blog explores the journey of Kosh and the positive impact it hopes to create on LMI segments.

Impact of COVID-19 on banking agents in Bangladesh

On 11th March, 2020, WHO declared COVID-19 a global pandemic. Given the nature and extent of the outbreak, Aspire to Innovate (a2i) Bangladesh and MSC initiated a study to understand its impact on banking agents. Based on the study, this report provides recommendations to help build resilience to the pandemic.

Riskcovry: Insurance-in-a-box

This blog highlights the journey of Riskcovry, an InsurTech startup that provides customizable insurance through its online portal and benefits the low- and middle-income (LMI) segment. It also talks about how the COVID-19 crisis has opened new opportunities for the startup.