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Resource Type: Policy Briefs
Feeding India’s Poor: Plugging Leakages, Without Doing Any Harm
This policy brief discusses two distinct and more recent approaches, namely, Direct Benefit Transfers and e-PDS (i.e. Automation in PDS), as undertaken by different states to address leakages.
May 31, 2016
Jansuraksha: India’s New Tryst with Mass Insurance
In this Policy Brief, we analyse the performance trends of the three Jansuraksha insurance products (Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and Atal Pension Yojana).
Aug 21, 2015
How a 1% DBT Commission Could Undermine India’s Financial Inclusion Efforts
This PB focuses on last-mile banking agent (Bank Mitr) networks that will
disburse DBT payments and enable customers to access their bank accounts.
May 6, 2015
Optimising Commissions and Payout Mechanism For G2P Payments Under Electronic and Direct Benefit Transfer
This Policy Brief tries to address the two fundamental questions of (1) what should be an appropriate fee for disbursal of G2P payments? and (2) what can be the norm or mechanism for division of the payout between banks, BCNMs and CSPs?
Jan 20, 2014
Access to Credit Post Microfinance Crisis
This Policy Brief draws a comparison between how access to credit for the MFI clients changed in these two states post AP crisis, and its impact on the MFI clients.
Oct 4, 2013
Behind the Big Numbers: Improving the Reach and Quality of Agent Networks in India
MicroSave PB #9 describes the true reach and quality of India’s BC networks, the design features of successful agent networks, and policy and regulatory interventions in poor communities across India.
Aug 27, 2013