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Resource Type: Policy Briefs

Gauging the readiness of Indian states to adopt DBT in electricity

Inefficient food grain procurement policies, politically driven high cross-subsidy burden, and unregulated power supply for agriculture are harrowing implications of the food-water-energy nexus in India. This policy brief assesses the readiness of Indian states and deep dives into several state-level policies and last-mile infrastructural considerations to adopt DBTE.

Jul 13, 2022

Neeraja Sundar and Anusha Jain

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Jul 13, 2022

Neeraja Sundar and Anusha Jain

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Women’s agent network—the missing link in India’s financial inclusion story: A supply-side perspective

About 10% of 1.26 million BCs in India are women. This policy note discusses a supply-side perspective on challenges and opportunities to expand the women agent network in India.

Feb 21, 2022

Akhand Tiwari, Sonal Jaitly and Gayatri Pandey

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Feb 21, 2022

Akhand Tiwari, Sonal Jaitly and Gayatri Pandey

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KYC practices in Indonesia and opportunity for implementing e-KYC for accelerating financial inclusion

The policy brief proposes recommendations to accelerate the implementation of e-KYC in Indonesia based on our previous report.

Jan 12, 2021

Agnes Salyanty, Arshi Aadil, Rahmatika Febrianti, Raunak Kapoor and Sneha Sampath

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Jan 12, 2021

Agnes Salyanty, Arshi Aadil, Rahmatika Febrianti, Raunak Kapoor and Sneha Sampath

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Digital transformation of MFIs in Bangladesh

UNCDF SHIFT commissioned MSC to conduct a study on the status of digitization in the microfinance sector in Bangladesh. Along with the interventions that MFIs will undertake, the sector also needs policy-level changes that enable the digitization of microfinance institutions. This policy brief presents the challenges that the microfinance sector in Bangladesh faces and interventions that would create an enabling environment for digital transformation.

May 27, 2019

Bhavana Srivastava and Ravi Kant

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May 27, 2019

Bhavana Srivastava and Ravi Kant

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Aligning regulations to enhance digital financial inclusion in Indonesia

In Indonesia, the regulatory supervision of banking and financial services is under two regulatory bodies, Bank Indonesia (BI) and the more recently established, Financial Service Authority (Otoritas Jasa Keuangan or OJK). This study looks at synergies in regulations for e-money (LKD) and branchless banking (Laku Pandai) to unleash the full potential of digital financial services in Indonesia.

Dec 12, 2018

Agnes Salyanty, Raunak Kapoor and Frenky Simanjuntak

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Dec 12, 2018

Agnes Salyanty, Raunak Kapoor and Frenky Simanjuntak

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Pradhan Mantri Ujjwala Yojana: A demand-side diagnostic

The objective of the study was to examine the efficiency, efficacy, and operational aspects of the scheme and understand the triggers and barriers that drive the behaviour around usage and refills of LPG by the PMUY beneficiaries

Aug 21, 2018

Anurodh Giri and Arshi Aadil

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Aug 21, 2018

Anurodh Giri and Arshi Aadil

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