The Answer is “Yes”—Cost and Willingness to Pay in India
This Policy Brief discusses how poor people manage their money better and are willing to pay for more convenient banking services in India.
May 1, 2012
Akhand Tiwari, Akhilesh Singh, Ann Platt, Graham Wright, Sachin Bansal and Minakshi Ramji
May 1, 2012
Akhand Tiwari, Akhilesh Singh, Ann Platt, Graham Wright, Sachin Bansal and Minakshi Ramji
The State of Business Correspondence: Agent Networks in India
This Policy Brief discusses that Financial inclusion cannot happen without agents and it will happen with better and more lasting results if all levels in this effort.
Mar 1, 2012
Savings perceptions and preferences in India – The relative risk to the savings of the poor
MicroSave conducted a study in three different Indian states – Rajasthan, Uttar Pradesh, and Tamil Nadu this past year to seeks answers to the following questions: How do poor people save and what works best for them among the formal, semi-formal, and informal choices available? Why do they choose one investment or savings versus another, […]
Feb 1, 2012
NextGen Mobile Wallets: The Slim Billfolds May Prove More Lucrative
This note discussed that mobile wallets are no different from any other aspect of financial inclusion. The dominant player is still usually the bank.
Jul 18, 2011
Branchless Banking Update: Should We Bank on Phones or the Post?
In this note, for the past five-six years, most efforts to move money via mobile phones or point-of-sale (POS) terminals have required full bank participation, or at least bank partnership.
Jul 8, 2011
The Business Case for Branchless Banking: What’s Missing?
This note examines the process of reinventing, how these people send and receive money in remote locations, how they pay bills and loans.
Jul 5, 2011
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