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Tag: G2P payments
Communication – The Achilles heel of direct benefit transfers – Part II
MicroSave strongly believes that an integrated communication approach should be the starting point of large Direct Benefit Transfer (DBT) programmes. Here, the MicroSave team present a case for beneficiary centric communication.
Sep 9, 2014
G2P Payment: A Job Half Done
Direct Benefit Transfer program was thought to be effective method of achieving goal of financial inclusion. Its effectiveness was thought to be an outcome of necessity of making payments to individual bank accounts and also because of regularity of payments. However, due to operational issues its progress does not inspire much hope. At best DBT […]
Jun 19, 2014
District readiness for G2P payments: Ready or not…Well, still mostly ‘not’ part – I
This blog highlights the complexity of setting-up a system to deliver EBTs effectively in India. And how there seemed to be little rationale for the selection of districts for pilot-tests and rollout of Aadhaar-enabled EBTs.
Mar 19, 2014
Optimising Commissions and Payout Mechanism For G2P Payments Under Electronic and Direct Benefit Transfer
This Policy Brief tries to address the two fundamental questions of (1) what should be an appropriate fee for disbursal of G2P payments? and (2) what can be the norm or mechanism for division of the payout between banks, BCNMs and CSPs?
Jan 20, 2014
Role of Central Bank and regulatory environment in India
Graham A.N. Wright, Group Managing Director at MicroSave talks about the changing regulatory environment for mobile money in India. He further discusses the approach banks and regulators need to take to achieve financial inclusion in its real sense — offer a range of financial services through the accounts rather than using them as mere pass […]
Feb 27, 2013
Importance, issues, regulations in rolling out mobile banking in Pakistan
“Inayat Hussain, Executive Director of State Bank of Pakistan talks about the importance of mobile banking to achieve the financial inclusion targets for Pakistan. Inayat talks about the evolution of regulation and the active players in this bank-led mobile money imitative.
Feb 13, 2013