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Tag: ROSCAs

Digital ROSCA—the new kid on the block

Millions of low-income people across the world use ROSCAs as instruments of savings and credit. Since these people are susceptible to income volatility, ROSCAs give them the unique option to pursue a savings goal, as well as an opportunity to build social capital and creditworthiness.

Apr 13, 2020

Akhand Tiwari and Abhishek Gupta

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Apr 13, 2020

Akhand Tiwari and Abhishek Gupta

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Branchless Banking Regulatory Environment in Indonesia

Ghiyazuddin A. Mohammad, Manager – Digital Financial Services at MSC, talks about the changing regulatory environment for digital financial services (DFS) / branchless banking in Indonesia.

Jan 28, 2015

Ghiyazuddin Mohammad

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Jan 28, 2015

Ghiyazuddin Mohammad

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Lessons from informal financial systems: Indonesian perspective

This blog focuses on the role of informal institutions in providing financial services to the members of the community and concludes the opportunities these present for formal financial service providers.

Dec 1, 2014

Ghiyazuddin Mohammad and Rahmi Yunaningsih

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Dec 1, 2014

Ghiyazuddin Mohammad and Rahmi Yunaningsih

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Understanding Demand for Financial Products among the Youth of Central Java

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

Mar 21, 2012

Premasis Mukherjee, Neeraj Lal and Sonmani Choudhary

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Mar 21, 2012

Premasis Mukherjee, Neeraj Lal and Sonmani Choudhary

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Understanding Demand for Financial Products among the Youth of Central Java

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

Mar 21, 2012

Premasis Mukherjee, Neeraj Lal and Sonmani Choudhary

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Premasis Mukherjee, Neeraj Lal and Sonmani Choudhary

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Designing savings and loan products

This paper examines the financial lives of poor people, using MicroSave’s seasonality analysis, which traces households’ income, expenditure, loans and savings over time.

Feb 1, 2010

Graham Wright

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Feb 1, 2010

Graham Wright

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