Tag: ROSCAs

Millions of low-income people across the world use ROSCAs as instruments of savings and credit. Since these people are susceptible to income volatility, ROSCAs give them the unique option to pursue a savings goal, as well as an opportunity to build social capital and creditworthiness.

Ghiyazuddin A. Mohammad, Manager – Digital Financial Services at MSC, talks about the changing regulatory environment for digital financial services (DFS) / branchless banking in Indonesia.

This blog focuses on the role of informal institutions in providing financial services to the members of the community and concludes the opportunities these present for formal financial service providers.

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

This paper examines the financial lives of poor people, using MicroSave’s seasonality analysis, which traces households’ income, expenditure, loans and savings over time.