Contact us
Subscribe
Linkedin Facebook Twitter Youtube
Fr
  • About us
  • COVID-19
  • Sectors
    Banking, financial services, insurance (BFSI)Governments and regulatorsWater, sanitation, and hygiene (WASH)Social protection and refugee paymentsMicro, small, and medium enterprise (MSME)Agriculture and food systemsEducation and skillsDigital and FinTechGender equality and social inclusion (GESI)YouthClimate change and sustainabilityHealth and nutrition
  • Expertise
    Government regulations and policyDigital technology and channelsProducts and channelsPolicy and strategyOrganizational transformationMarketing and communicationDesign thinking and innovationData and InsightsTrainingCatalytic finance
  • Library
  • Clients and partners
    Multilateral organizations and international NGOsGovernment and regulatorsDigital financial services providersBanking institutionsMFIs, industry bodies, and othersPartners
  • Careers
  • Contact us
Fr

Resource Type: Research Papers

Lending to cash-in cash-out (CICO) agents: An untapped frontier in micro-enterprise lending

Lending to cash-in cash-out (CICO) agents in developing countries remains a vastly underserved market despite its investment potential. This report focuses on the agent lending landscape in nine diverse low- and middle-income (LMIC) countries that represent mature and evolving markets to provide insights into the larger global opportunity.

Nov 1, 2022

Akhand Tiwari, Anup Singh, Raunak Kapoor, Edward Obiko, Gregory Ilukwe, Manoj Nayak and Zeeshan Ali

Share on Twitter Share on Facebook Share on Linkedin Share via Email
View Article

Nov 1, 2022

Akhand Tiwari, Anup Singh, Raunak Kapoor, Edward Obiko, Gregory Ilukwe, Manoj Nayak and Zeeshan Ali

View Article
Share on Twitter Share on Facebook Share on Linkedin Share via Email

How digital payments drive financial inclusion in India

Digital payments in India have grown phenomenally in the past decade. This report highlights how digital payments in the country grew and charts the path ahead. We look at the journey of digital payments in India, major events and entities that contributed to it, and products that revolutionized the digital payments space. We also identify barriers to the digital payments sector and analyze the future of digital financial inclusion through payments for the low- and moderate-income segments in India.

Sep 20, 2022

Disha Bhavnani, Manali Jain, Vishes Jena, Akshat Pathak, Shweta Menon and Maansi Sharda

Share on Twitter Share on Facebook Share on Linkedin Share via Email
View Article

Sep 20, 2022

Disha Bhavnani, Manali Jain, Vishes Jena, Akshat Pathak, Shweta Menon and Maansi Sharda

View Article
Share on Twitter Share on Facebook Share on Linkedin Share via Email

Customer-centric and responsible digital credit solutions for urban and rural non-farm entrepreneurs and smallholder farmers

MSC conducted a deep-dive analysis of the digital credit users in India, Indonesia, and Kenya to assess the impact of digital credit on their financial health. The analysis presents the insights from the assessment and recommends actionable interventions at the level of providers, regulators, and policymakers to enhance the financial health of digital credit users.

Sep 20, 2022

Anup Singh, Abhishek Anand and Raunak Kapoor

Share on Twitter Share on Facebook Share on Linkedin Share via Email
View Article

Anup Singh, Abhishek Anand and Raunak Kapoor

View Article
Share on Twitter Share on Facebook Share on Linkedin Share via Email

Do conditional cash transfers improve education outcomes? Insights from the PESP program in Bangladesh

In 2001, Bangladesh launched a Primary Education Stipend Program (PESP) that provides a conditional cash transfer (CCT) to beneficiary mothers. The cash transfer depends on the student maintaining a specific attendance rate and grades at the school. MSC conducted a mixed-method research to ascertain the PESP program’s effectiveness in achieving its objectives. We examined if CCTs can help attain better educational outcomes in terms of increased attendance and grades with lower dropout rates. It simultaneously examines similar studies undertaken elsewhere to support the hypothesis.

Sep 15, 2022

Aakash Mehrotra, Arshi Aadil, Lakshay Jain and Neeraja Sundar

Share on Twitter Share on Facebook Share on Linkedin Share via Email
View Article

Sep 15, 2022

Aakash Mehrotra, Arshi Aadil, Lakshay Jain and Neeraja Sundar

View Article
Share on Twitter Share on Facebook Share on Linkedin Share via Email

Women in open-air and cross-border trade in Kenya: Insights from the financial diaries research

The Bill & Melinda Gates Foundation commissioned MSC to conduct an action research program to enhance the quality and usage of digital financial services among female traders in open-air and cross-border markets in Kenya. We analyzed 6,000+ transactions in the research. Read our report to see the findings from these financial diaries research.

Aug 31, 2022

Rahul Chatterjee, Diana Siddiqui and Pauline Katunyo

Share on Twitter Share on Facebook Share on Linkedin Share via Email
View Article

Aug 31, 2022

Rahul Chatterjee, Diana Siddiqui and Pauline Katunyo

View Article
Share on Twitter Share on Facebook Share on Linkedin Share via Email

State Ranking Index for NFSA: Creating resilient food systems to optimize the delivery of benefits

This report evaluates the implementation of the National Food Security Act (NFSA) and Targeted Public Distribution System (TPDS) operations and ranks the states and union territories based on the implementation status.

Aug 11, 2022

MSC

Share on Twitter Share on Facebook Share on Linkedin Share via Email
View Article

Aug 11, 2022

MSC

View Article
Share on Twitter Share on Facebook Share on Linkedin Share via Email

1 2 3 … 61
HOME
  • About us
  • COVID-19
  • Library
  • Careers
  • Contact us

SECTORS
  • Banking, financial services, insurance (BFSI)
  • Governments and regulators
  • Water, sanitation, and hygiene (WASH)
  • Agriculture
  • Social payments and refugees
  • Micro, small, and medium enterprise (MSME)
  • Education and skills
  • Digital and FinTech
  • Gender and youth

EXPERTISE
  • Government regulations and policy
  • Digital technology and channels
  • Products and channels
  • Policy and strategy
  • Organizational transformation
  • Marketing and communication
  • Design thinking and innovation
  • Data insights
  • Training

CLIENTS AND PARTNERS
  • Multilateral organizations and international NGOs
  • Government and regulators
  • Banking institutions
  • Digital financial services providers
  • Banking institutions
  • MFIs, industry bodies, and others
  • Partners
FOLLOW US
  • Facebook
  • Twitter
  • LinkedIn
  • Newsletter
Terms of Use Privacy Code of business conduct
Copyright © 2023  MicroSave Consulting (MSC) |  Follow us
   

Microsave Bulletin

Subscribe to MicroSave Bulletin

Get our updates straight in your inbox!