Jansuraksha: India’s New Tryst with Mass Insurance
In this Policy Brief, we analyse the performance trends of the three Jansuraksha insurance products (Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and Atal Pension Yojana).
Over The Counter (OTC) Transaction. In Whose Interest? Part 1
Dr. Pawan Bakhshi (now of the Bill & Melinda Gates Foundation) and Graham A.N. Wright (Group Managing Director of MSC) discuss the growing prevalence of over the counter (OTC), agent assisted transactions. In this the first of three videos they discuss: 1. Why do digital financial services (DFS) providers default to OTC? 2. What are […]
Does the new inclusion scheme risk adding a Rs. 1,000 billion subsidy burden?
Here the author reviews the comprehensive financial inclusion scheme launched by the Prime Minister of India and concludes the scheme has right intent but needs meticulous attention to cover potential pitfalls.