Tag: Business Models

e-KYC and the India Stack – A Transformative Blueprint for Emerging Markets

The authors discuss how Aadhaar-enabled e-KYC could be beneficial in accelerating uptake and the usage of digital financial services in India.

Mar 31, 2016

Puneet Chopra, Paresh Rajde, Vivek Gupta, Priyank Mishra and Akshat Pathak

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Jansuraksha: India’s New Tryst with Mass Insurance

In this Policy Brief, we analyse the performance trends of the three Jansuraksha insurance products (Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and Atal Pension Yojana).

Aug 21, 2015

Premasis Mukherjee

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Over The Counter (OTC) Transaction. In Whose Interest? Part 1

Dr. Pawan Bakhshi (now of the Bill & Melinda Gates Foundation) and Graham A.N. Wright (Group Managing Director of MSC) discuss the growing prevalence of over the counter (OTC), agent assisted transactions. In this the first of three videos they discuss: 1. Why do digital financial services (DFS) providers default to OTC? 2. What are […]

Jul 20, 2015

Graham Wright and

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Loyalty based Mobile Insurance: Is Design Aligned to Business Objectives?

In this Note, we discuss shifting strategic objectives of telecom operators / mobile network operators (MNOs) and how mobile insurance can be customised to suit to their needs.

Jun 25, 2015

Premasis Mukherjee

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Over the counter transactions – Liberation or a trap? – Part I

The first blog in this series highlights that over the counter (OTC) transactions alone cannot deliver the digitally enabled financial inclusion many of us are working towards.

Dec 3, 2014

Graham Wright

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Does the new inclusion scheme risk adding a Rs. 1,000 billion subsidy burden?

Here the author reviews the comprehensive financial inclusion scheme launched by the Prime Minister of India and concludes the scheme has right intent but needs meticulous attention to cover potential pitfalls.

Aug 8, 2014

Puneet Chopra

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Tag: Business Models

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