Mukesh Sadana is a Digital Development Advisor with USAID, India where he helps integrate digital technology and data-driven approaches into mission programming and co-manages the project to increase the use of digital payments among low income populations.
Why E/M-Banking Will Soon Reach Scale in India (An Optimistic View)
India has a huge opportunity to leverage the potential of e/m-banking and build a cash-light economy. This paper assesses whether e/m-banking will reach sustainable scale in India.
Dec 1, 2011
Graham Wright, Mukesh Sadana, Puneet Chopra and Manoj Sharma
Dec 1, 2011
Graham Wright, Mukesh Sadana, Puneet Chopra and Manoj Sharma
Financial Inclusion through E/M-Banking – The Regulatory Landscape in India
This Note examines the current state of regulation on m-banking in India and concludes that it is already a largely enabling environment for bank-led models.
Nov 30, 2011
Nov 30, 2011
Do the M-PESA Rails Contribute to Financial Inclusion?
The Note examines progress towards financial inclusion in Kenya, and concludes that while M-PESA’s rails offer the potential, Kenya may yet have to wait to realise affordable, effective financial inclusion.
May 16, 2011
Mukesh Sadana, George Mugweru, Joyce Murithi, David Cracknell and Graham Wright
May 16, 2011
Mukesh Sadana, George Mugweru, Joyce Murithi, David Cracknell and Graham Wright
Riding the M-PESA Rails: Advantages & Disadvantages
This Note examines if, how and where financial institutions are realising the potential of M-PESA to make their systems more efficient and their products more accessible.
May 11, 2011
Mukesh Sadana, George Mugweru, Joyce Murithi, David Cracknell and Graham Wright
May 11, 2011
Mukesh Sadana, George Mugweru, Joyce Murithi, David Cracknell and Graham Wright
Innovation and Adaptation on the M-PESA Rails
This note examines some of the savings and related services offered to the low-income market segment using M-PESA ‘rails’, and highlights the challenges they face.
May 9, 2011
Mukesh Sadana, George Mugweru, David Cracknell, Graham Wright and Joyce Murithi
May 9, 2011
Mukesh Sadana, George Mugweru, David Cracknell, Graham Wright and Joyce Murithi
Analysis of Financial Institutions Riding the M-PESA Rails
This paper analyses the FIs riding the M-PESA rails stating that many M-PESA customers find formal banking services inaccessible or expensive, and the advantages of transactions by phone is preferable.
Mar 1, 2011
Mukesh Sadana, George Mugweru, David Cracknell and Graham Wright
Mar 1, 2011
Mukesh Sadana, George Mugweru, David Cracknell and Graham Wright
Interbank Mobile Payment System: Will It Catalyse Financial Inclusion?
This note focusses on the present banking regulations which provide ample scope for banks and financial institutions to explore ways of reaching out to the un- and under-banked.
Feb 15, 2011
Feb 15, 2011
Optimising agent networks in Uttar Pradesh
In an effort to better understand the customers’ needs and their criteria for the optimal BC model, MicroSave conducted a research study in the Indian states of Uttar Pradesh and Gujarat in 2010-2011.
Jan 1, 2011
Akhand Tiwari, Akhilesh Singh, Mukesh Sadana, Priyank Mishra, Raunak Kapoor, Ritesh Dhawan, Sachin Bansal and Sharad Bangari
Jan 1, 2011
Akhand Tiwari, Akhilesh Singh, Mukesh Sadana, Priyank Mishra, Raunak Kapoor, Ritesh Dhawan, Sachin Bansal and Sharad Bangari