Premasis Mukherjee

Premasis Mukherjee is currently working as an Independent Banking Consultant. He advises banks and financial institutions on digital finance and payments strategy.

Premasis Mukherjee worked as a Group Leader and Senior Manager at MSC. He led the Research and Social Security and Insurance practice of the company. He helps financial institutions across Asia and Africa in innovation and User-Centric design of products, processes, business models and strategic plans. He is a technical lead in Digital Finance, Behavioral Economics, Inclusive Finance, Social Security and Pensions, and Supply Chain Finance. After leaving MSC, he has also worked with the International Finance Corporation.

Posts by Premasis Mukherjee

Searching for metaphors of household financial management

This report summarises the intent, activities, outputs and key lessons from an ambitious program of field work which sought to capture vividly and succinctly the essence of how ordinary people think about the management of their money and resources.

Securing the silent: Microinsurance in India-The story so far

Insurance industry of India achieved one of the highest growth rates in the world. Post liberalization in 2000, Indian insurance industry has grown at the average rate of 15-20% every year. Microinsurance also developed as a sub-segment of the insurance industry in this period.

Insurance Through Bank Agents: How Can It Be Done?

Insurance sourcing through bank agents is becoming increasingly popular. This Note suggests one perspective- how to adopt the channel for insurance inclusion, it is by no means the only one.

Agent Banking and Insurance: Is There A Value Alignment?

In this Note, we discuss the potential value for stakeholders in a situation where insurance products are offered through agent banking channel.

Microinsurance in Uganda: Tectonic Shift in the Near Future?

This Note analyses the possible impact of these regulatory and political changes on the microinsurance sector, and predicts the state of the sector in Uganda in near future.

Micropensions: The Scope and Progress to Date

This Note the uniqueness in the existing micropension models in India.

Understanding Demand for Financial Products among the Youth of Central Java

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.

Understanding Demand for Financial Products among the Youth of Central Java

In this Note, MicroSave conducted market research to understand the needs for financial products and perceptions of existing financial products amongst the youth of central Java.