Women in rural areas spend a major part of their life arranging for fuelwoodand cooking on a wood-fired oven, or chulha . This video describes problems like health hazards, drudgery and inconvenience associated with cooking on unclean fuels.
Blog
Pradhan Mantri Ujjwala Yojana: The benefits unfolded
PMUY has been a phenomenal success so far. The scheme has successfully distributed more than 38 million LPG connections to poor households. The scheme aims at empowering women and changing the quality of their lives by providing them access to clean fuel. This video describes the scores of benefits that PMUY beneficiaries and their families have received as a result of the scheme.
Pradhan Mantri Ujjwala Yojana: Building smiles, changing lives
Through this video, MSC attempts to describe the complete journey of a PMUY beneficiary, narrating the benefits they received and the challenges they face in getting LPG refills. The video explains the underlying causes behind the low use of LPG refills and provides solutions to bring a complete shift to LPG use.
Bantuan Pangan Non Tunai (BPNT) Operations Assessment (Indonesia)
In 2017, the government of Indonesia launched the Bantuan Pangan Non Tunai (BPNT) programme. This aimed to digitise and replace the existing subsidised rice distribution programme, known as Raskin. This programme is the largest social transfer initiative to be digitised in the country. BPNT will set the blueprint for digitising all government-to-people programmes in Indonesia. At its initial phase, the programme was launched in 44 cities with 1.4 million beneficiaries.
The Ministry of Social Affairs (MoSA), which is the implementing ministry of the programme, requested MicroSave to conduct an operations evaluation of the implementation in 2017 and to suggest recommendations for future scale up in 2018. The assessment included a survey of e-Warungs (retailers appointed by banks or MoSA to distribute the food) and beneficiaries spread across 43 cities where BPNT was rolled out. The report identifies the key issues faced in the implementation of the programme and collates the feedback from beneficiaries and retailers on the implementation. The report also provides policy recommendations that MoSA can consider during the scale-up of the programme in 2018 and beyond.
Indonesian Financial Inclusion – Too Slow by Half!
Financial inclusion in Indonesia has been growing slowly. A greater proportion of concerted efforts are needed to bring the income-poor and other disadvantaged groups into the fold of financial inclusion. These efforts include monitoring through collection of information in the annual socioeconomic survey – Susenas. MicroSave’s Financial Inclusion Insight programme has collected evidence on financial inclusion in eight Asian and African countries since 2013. Our research in Indonesia, based on three years of Financial Inclusion Insight data, reveals more on this. Read the publication for details.
Lessons from Informal Financial Systems: An Indonesian Perspective
Over the past few years, MicroSave has conducted several research studies in Indonesia to understand the household-level financial ecosystem in the country. Through focus group discussions (FGDs) and participatory rapid appraisal (PRA) tools, we gained insights on access to and use of financial products in communities across Indonesia. This blog focuses on the role of informal financial institutions. It concludes by highlighting how the products and methods of informal finance offer valuable suggestions for formal financial service providers. The following are some of the financial products or services we have observed in the field.