This study report starts with Equity Bank’s market and how that translates into a product range and delivery system. It also addresses the issues related to the ownership and governance of the organisation. It further surges ahead in various aspects of management, as the governance level directs and focuses the institution while the management level is needed for implementation. It also measures the management and institutional performance of the bank. This report also relates to human resource issues and how these can contribute to success.
Blog
G2P for Financial Inclusion: A Job Half Done
Direct Benefit Transfer program was thought to be effective method of achieving goal of financial inclusion. Its effectiveness was thought to be an outcome of necessity of making payments to individual bank accounts and also because of regularity of payments. However, due to operational issues its progress does not inspire much hope. At best DBT as tool of financial inclusion is a job half done.
Is There a Magic Stick to Manage Delinquencies?
Delinquency is a systemic issue in microfinance institutions, once it is detected a through system review is needed. There are few quick measures which can give immediate relief, if problem is detected at an early stage. However, system overhaul is essential to find long term solution. This video talks about general perception of MFIs regarding Delinquency Management and MSC’s experience working on Delinquency Management with one of its client in Sri Lanka.
What Interventions Small and Marginal Farmers Need?
Agriculture sector throughout the world is experiencing rapid technological advancements in its attempt to meet ever rising food requirement. Modern farming now requires use of sophisticated seeds, fertilizers, pesticides and mechanised instruments increasing the capital requirement in farming operations. As a result small hold farmers are often unable to upgrade their farming systems due to financial constraints unlike large scale farm owners. This widens the productivity gap between the small and large scale farm owners. In this video Sharad Bangari from MSC explains the financial needs of the small hold farmers, limitations of small hold farmers in obtaining institutional credit and the interventions necessary to move them out of this productivity trap.
Meeting the Challenge – The Impact Of Changing Technology On MicroFinance Institutions (MFIs)
The conventional banks rarely provide banking services to the low income segment due to high costs associated with it. However, technology has resulted in lowering down the costs per transaction, and thus impacted the banks to consider the options of servicing the low income segment. This note talks about the gains from various technologies such as ATMs, plastic cards, mobile phones, used by the present banking system to serve the people belonging to lower income strata.The conventional banks rarely provide banking services to the low income segment due to high costs associated with it. However, technology has resulted in lowering down the costs per transaction, and thus impacted the banks to consider the options of servicing the low income segment. This note talks about the gains from various technologies such as ATMs, plastic cards, mobile phones, used by the present banking system to serve the people belonging to lower income strata.
Fintech in Uganda- Implications For Regulation
A wide variety of FinTech firms are emerging globally and indeed, also in Uganda. These firms are offering new products and services underpinned by new technologies. There is much hope that these new approaches to delivering financial products and services offer the potential to bring about benefits to consumers in terms of increased access, speed, quality, price and choice. Read more from this report.