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    insight MSC co-chairs the Climate Resilient Agriculture working group of the CIFAR Alliance, which focuses on building collaborative initiatives that harness and enable innovation to transform agri-food systems.
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Tag: Application & service design 

Priya Garg, Sunil Bhat, Amit Joshi, Kritika Shukla and Shreya Gupta

High-Hanging Fruit and Easy Catch—Merchants who need additional “hooks” and...

This is the third blog from the “Digitizing merchant payments in India” series. It draws...
Mar 19, 2019

Sunil Bhat, Amit Joshi, Priya Garg, Kritika Shukla and Shreya Gupta

Go-getters and receptive reticents—Merchants who have the instinct, but need...

This is the second blog in the series on “Digitizing merchant payments in India”. The...
Mar 18, 2019

David Cracknell

Redefining Retail Banking – Agency and Beyond

Under the right circumstances, agency banking can reduce costs; it can assist a financial institution...
Jun 28, 2017

Vera Bersudskaya and Mercy Wachira

How Smart are Smartphone Lending Apps in Kenya?

Smartphone-based products in Kenya have been touted for their potential to improve the user experience...
Jun 23, 2017

Sunil Bhat and Mohit Saini

Are Mobile Money Wallets Really Customer-Centric?

This note focuses on the four critical areas that are significant to customer-centricity of mobile...
Jun 1, 2016

Ghiyazuddin Mohammad and Grace Retnowati

Draft branchless banking regulations in Indonesia – A review

This note provides an analysis of the draft regulations of branchless banking based on MicroSave’s...
Sep 18, 2014
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MSC (MicroSave Consulting) is a global consulting firm that enables social, financial, and economic inclusion for everyone in the digital age.

What we do
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