Amit Joshi

Senior Analyst

Management Consultant at Pune

Amit worked as a Manager in the Digital Financial Services domain of MSC India from May 2015 to March 2019. He has over 5 years of experience on projects in IT industry and consulting ranging from banking and financial services, pharmaceuticals, agriculture, payments among others. He has extensive experience of interacting with various types of clients including donors, public and private sector banks, agent network managers, card network companies, money transfer, and prepaid instruments service providers among other financial services providers and various government and regulatory bodies in India, Kenya and Solomon Islands. He specializes in project management, consulting, qualitative research, data analysis including applied econometrics, understanding of payments industry, behavioral economics, pilot testing, and agency banking operations. He has very extensively worked with community-based structures organized in the form of Self Help Groups.

Posts by Amit Joshi

eNAM platform to digitize the marketing of agricultural produce in India

India’s eNAM platform enables trading of primary agricultural produce and connects markets through an online platform. MSC has been supporting the central and the provincial governments in the design, policy reforms, and implementation of the eNAM program. Many of the design improvements have been accepted and implemented. The cumulative volume of electronic trade on eNAM had crossed about INR 482 billion (USD 6.5 billion) by September, 2018.

Developing micro-insurance ecosystem in Mozambique

The insurance industry and the culture of insurance in Mozambique are in an evolving stage. Given the current state of micro-insurance in Mozambique, it is very essential to have a focused approach towards developing an enabling ecosystem in Mozambique.

High-Hanging Fruit and Easy Catch—Merchants who need additional “hooks” and hand-holding

This is the third blog of the “Digitizing merchant payments in India” series. In the first blog, we discussed the potential of merchant ecosystem in India and the need to design distinct solutions for them. In the second blog, we described the characteristics of the first two merchant personas—the go-getters and the receptive reticents. In this third blog, we discuss the remaining two personas of the merchant ecosystem: a) The high-hanging fruits and b) The easy-catch merchants.

Go-getters and receptive reticents—Merchants who have the instinct, but need support

This is the second blog in the series on “Digitizing merchant payments in India”. The first blog discusses the potential of merchant ecosystem in India and the need to design distinct solutions for different merchants. In this blog, we will discuss two merchant personas: a) The go-getters and b) The receptive reticents.

“Cookie-cutter” solutions for merchants will not work

This series of blogs highlight that providers cannot promote merchant payments through standard “cookie-cutter” solutions. What works for one category of merchants may not work for the other category. We need to look at merchants as distinct personas to decipher their characteristics and explore ways to change their behavior.

A Qualitative Study of Producer Organisations in Select Geographies in India

The report brings out insights on PO forms, organisations, structures, management, governance, operations, business performance, earnings, needs, expectations, maturity levels and several other important aspects regarding farmer collectives.

Catalysing Digital Financial Services Through School Fees Payments

The blog states digital solution to address the many challenges related to school fees payments in Solomon Islands.