Amit is a Manager in Palladium, a global impact firm working to link social progress and commercial growth.
Amit worked as a Manager in the Digital Financial Services domain of MSC. He has over five years of experience gained through projects in the IT industry, banking and financial services sector, agricultural sector, and payments, etc. Amit specializes in project management, consulting, qualitative research, data analysis including applied econometrics, payments industry, behavioral economics, pilot testing, and agency banking operations. He has worked extensively with community-based structures organized in the form of Self Help Groups.
Posts by Amit Joshi
Aggois: Creating robust liquidity for farmers
Aggois is an AgTech startup that provides short-term credit solutions to farmers in India against the sale of their produce. It has identified a critical financing gap that farmers face between the time they harvest one crop and sow the next. This blog explains how the startup has worked to mitigate this gap and uncover opportunities and challenges.
Whrrl: A blockchain based disruptive financing model for agricultural practices
Whrrl is a start-up that helps small and marginal farmers, traders, and producer companies raise working capital through warehouse receipt financing. It uses blockchain technology to create an immutable record of the collateral, which reduces the risk of fraud in the lending process and helps farmers secure loans at lower interest rates.
eNAM platform to digitize the marketing of agricultural produce in India
India’s eNAM platform enables trading of primary agricultural produce and connects markets through an online platform. MSC has been supporting the central and the provincial governments in the design, policy reforms, and implementation of the eNAM program. Many of the design improvements have been accepted and implemented. The cumulative volume of electronic trade on eNAM had crossed about INR 482 billion (USD 6.5 billion) by September, 2018.
Developing micro-insurance ecosystem in Mozambique
The insurance industry and the culture of insurance in Mozambique are in an evolving stage. Given the current state of micro-insurance in Mozambique, it is very essential to have a focused approach towards developing an enabling ecosystem in Mozambique.
High-Hanging Fruit and Easy Catch—Merchants who need additional “hooks” and hand-holding
This is the third blog from the “Digitizing merchant payments in India” series. It draws from earlier blogs in this series and examines two personas of the merchant ecosystem—high-hanging fruits and easy-catch merchants.
Go-getters and receptive reticents—Merchants who have the instinct, but need support
This is the second blog in the series on “Digitizing merchant payments in India”. The first blog discusses the potential of merchant ecosystem in India and the need to design distinct solutions for different merchants. In this blog, we will discuss two merchant personas: a) The go-getters and b) The receptive reticents.
“Cookie-cutter” solutions for merchants will not work
This series of blogs highlight that providers cannot promote merchant payments through standard “cookie-cutter” solutions. What works for one category of merchants may not work for the other category. We need to look at merchants as distinct personas to decipher their characteristics and explore ways to change their behavior.
A Qualitative Study of Producer Organisations in Select Geographies in India
The report brings out insights on PO forms, organisations, structures, management, governance, operations, business performance, earnings, needs, expectations, maturity levels and several other important aspects regarding farmer collectives.