Sharad Bangari


Sharad Bangari is a Manager in MSC’s Digital Financial Services—Banking and Product Development domain and is involved in the Private Sector Development practice group.

Sharad Bangari is a Manager in MSC’s Digital Financial Services—Banking and Product Development domain and is involved in the Private Sector Development practice group. He has seven years of experience in the development sector. Sharad is an expert in providing technical assistance in the areas of research, strategy, operations, and knowledge management. The primary focus of Sharad’s work has been to support organizations that work for the poor and under-served classes to develop sustainable, scalable and effective systems, services, and products. He implemented projects that involve business strategy development, sector studies, agriculture value chain assessment, market research, process re-engineering, internal audit and control, impact evaluation, customer service, channel innovation, knowledge product development, and training. Sharad has worked with financial institutions, banks, NGOs, producer companies, MNOs in India, Nepal, Kenya, Bangladesh, Liberia, the Philippines, Indonesia, Vietnam, and Sri Lanka. His areas of specialization include agriculture finance, value chain analysis, business planning, process mapping, financial inclusion, and market research. Sharad is a graduate in Veterinary Science and Animal Husbandry and has a Post Graduate Diploma in Forest Management with specialization in development management from the Indian Institute of Forest Management, Bhopal. He is fluent in English and Hindi.

Posts by Sharad Bangari

A Qualitative Study of Producer Organisations in Select Geographies in India

The report brings out insights on PO forms, organisations, structures, management, governance, operations, business performance, earnings, needs, expectations, maturity levels and several other important aspects regarding farmer collectives.

What Interventions Small and Marginal Farmers Need?

Agriculture sector throughout the world is experiencing rapid technological advancements in its attempt to meet ever rising food requirement. Modern farming now requires use of sophisticated seeds, fertilizers, pesticides and mechanised instruments increasing the capital requirement in farming operations. As a result small hold farmers are often unable to upgrade their farming systems due to […]

Public Relations Policy in MFIs – A “Nice To Have” or Necessity?

This Note highlights the increasing importance of public relations (PR) policies, and need for a structured approach to handle PR for a microfinance institution (MFI).

Integration and interoperability of financial services – Good for the poor, great for banks and governments

There has been a growing debate on whether greater integration and interoperability of banking and other financial services provided through the ANMs/BCNMs is a prerequisite for greater acceptance and adoption of the BC model by the consumers. MicroSave conducted a comprehensive research study on the need for integration and interoperability of financial services for the […]

Graduating SBI Tatkal Customers

This Note discusses when and why customers may be ready to try new services beyond the entry Tatkal product.

Exploring dormancy in no frills savings accounts in Rajasthan

This MicroSave research aims to understand the reasons for widespread dormancy in No Frills Accounts opened through various service providers like public and private sector banks, RRBs and business correspondents.

Optimising agent networks in Uttar Pradesh

In an effort to better understand the customers’ needs and their criteria for the optimal BC model, MicroSave conducted a research study in the Indian states of Uttar Pradesh and Gujarat in 2010-2011.