Tag: Risk management
Will Mobile Network Operators Make It As Payments Banks?
Can Indian mobile network operators make it as Payments Banks? There is clearly a long-term business case for MNOs to open and run Payments Banks.
Aug 22, 2016
Leveraging Fintech to Achieve Financial Inclusion in Indonesia
“Fintech” – an intersection of financial services and technology – is taking the traditional financial world by storm and Indonesia is no exception.
Aug 16, 2016
Offline Payment Acceptance: A Puzzle and an Opportunity
Reserve Bank of India estimates that 96% of all the retail transactions in India are conducted using cash, leaving only about 4% payments on cash-less/digital channels.
Jun 17, 2016
Can Payments Banks Survive?
The article focuses on the challenges and opportunities for the survival of Payments Banks in India.
Jun 6, 2016
Open Application Programming Interfaces (API): Purpose and Possibilities
Going by the global experience, a set of open, well-documented Application Programming Interface or APIs provide enormous benefits to providers and clients. They also help improve customer experience.
Jun 4, 2016
JAM – Using (Jan Dhan) Bank Accounts, Aadhaar and Mobiles to create new products and services, and new ways of doing things
The JAM trinity is seen as an important tool to curb leakages; strengthen financial delivery mechanisms and social welfare schemes; enhance the efficacy of various Direct Benefit Transfer (DBT) Programmes.
Jun 2, 2016