Devraj Hom Roy

Devraj is a digital financial services consultant with expertise in strategic planning, go-to-market strategy, financial analysis, and product management.

His sectoral experience includes investments, digital credit, microfinance, insurance, and payments. Previously, he has worked in the edtech sector across India and Tanzania. He is a Teach For India fellow and has an MBA from the Indian School of Business.

Posts by Devraj Hom Roy

Impact of COVID-19 on FinTechs

How has the pandemic affected Indian FinTechs? What measures have the policymakers taken? Are these measures impactful for FinTechs? What are the investor sentiments for this sector? This report, the first in a series of ongoing Covid-19 research on Indian FinTechs and the Indian FinTech ecosystem by MSC, answers these questions in the current market’s context.

COVID-19: A harbinger of consumer behavior shifts among FinTech users

The blog analyzes the impact of the COVID-19 on two major categories of FinTechs—credit and savings FinTechs. We analyze the immediate impact of the pandemic and the ensuing regulatory changes on FinTechs along with some long-term changes in consumer behavior that can have a systemic adverse impact. We close by recommending data-driven measures that credit and savings FinTechs should take today to control and arrest such adverse changes in consumer behavior.