Tag: Branchless banking

This blog looks at key changes and implications of the new draft amendments to the branchless banking regulations released by OJK in 2021.

In Indonesia, the regulatory supervision of banking and financial services is under two regulatory bodies, Bank Indonesia (BI) and the more recently established, Financial Service Authority (Otoritas Jasa Keuangan or OJK). This study looks at synergies in regulations for e-money (LKD) and branchless banking (Laku Pandai) to unleash the full potential of digital financial services in Indonesia.

In 2012 Ignacio Mas worked with MSC to look at the state of digital financial services in India, the type of products that poor people want, and the role of microfinance institutions/SHGs in digital financial services systems. Ignacio also ran a training for all MSC staff, and we then asked him to record some of […]

Jan Suraksha is India’s tryst to insure its masses. The focus of the study was on the last mile of Jan Suraksha scheme i.e, Bank Mitrs and customers.

As the Indian rural populace becomes technology savvy and with improving rural connectivity, the authors explain how self-service digital channels will become increasingly important.

This note provides an analysis of the draft regulations of branchless banking based on MicroSave’s experience of working in Indonesia and other geographies.