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Tag: Branchless banking
Aligning regulations to enhance digital financial inclusion in Indonesia
In Indonesia, the regulatory supervision of banking and financial services is under two regulatory bodies, Bank Indonesia (BI) and the more recently established, Financial Service Authority (Otoritas Jasa Keuangan or OJK). This study looks at synergies in regulations for e-money (LKD) and branchless banking (Laku Pandai) to unleash the full potential of digital financial services in Indonesia.
Dec 12, 2018
The State of Bank-led Initiatives for E/M-Banking and its Potential
In 2012 Ignacio Mas worked with MSC to look at the state of digital financial services in India, the type of products that poor people want, and the role of microfinance institutions/SHGs in digital financial services systems. Ignacio also ran a training for all MSC staff, and we then asked him to record some of […]
Nov 6, 2018
Securing the Masses: An Assessment of Jan Suraksha Schemes
Jan Suraksha is India’s tryst to insure its masses. The focus of the study was on the last mile of Jan Suraksha scheme i.e, Bank Mitrs and customers.
May 25, 2017
Can Self-Service Channels Be The Next Frontier Of Financial Inclusion?
As the Indian rural populace becomes technology savvy and with improving rural connectivity, the authors explain how self-service digital channels will become increasingly important.
Jun 24, 2015
Draft branchless banking regulations in Indonesia – A review
This note provides an analysis of the draft regulations of branchless banking based on MicroSave’s experience of working in Indonesia and other geographies.
Sep 18, 2014
Mobile financial services: Is there room for the small, the independent, the different, the nichy, the innovative?
Talking about the development in mobile banking, the author says we should look back and see what can be done to spur more innovation for the benefit of the world’s poor.
Aug 14, 2014