Akhand Tiwari

Associate Partner

Akhand Jyoti Tiwari is Associate Partner and leads BFSI work at MSC. Akhand brings multiple years of experience in development consulting.

He works closely with policymakers, practitioners, academics, and investment & donor agencies. Akhand's recent work includes strengthening policies and practice on financial inclusion, and unpacking barriers to gender equality to promote women's economic empowerment. Akhand also actively guides MSC's work on unpacking behaviour of low and middle income segments; and using design thinking to solve strategic and tactical challenges of MSC's clients.

Posts by Akhand Tiwari

Budget 2020: How FM Nirmala Sitharaman’s dictum ‘Nari tu Narayani’ can actually work

This note examines the impact of initiatives targeted towards women empowerment, in light of the budgetary allocations of the Government of India. It also highlights the challenges for women to access these benefits and the factors that must be considered to make a program successful and more gender-centric.

When inclusion is not inclusive: What needs to change to achieve meaningful financial Inclusion for women

Financial inclusion sector’s combined efforts have not succeeded in making an impact on women. Mainly for reasons – significant variations in their behaviour and ecosystem players generally overlooking gender centrality in the design of financial products and services

Why does research matter in human-centered design

Human-centered design often stumbles due to inadequate research. This note emphasizes the importance of research to gain rich customer-centric insights—the most important element of HCD.

Bangladeshi MFIs need to reinvent themselves for women: Why digitizing MFI operations is a good idea

We explore the importance of digitization for MFIs and the impact of microfinance in empowering women in Bangladesh through our concept of “Financial Services Space”.

Optimizing agent network distribution

Agent optimization is a universal challenge. MSC’s geospatial mapping in two blocks of India sheds light on how agents can be placed optimally.

Optimizing agent network distribution

The study showcases the effectiveness of using geospatial analysis and smart data collection techniques. This would help analyze and provide recommendations to improve access to financial services.

Creative economies as a gateway to pro-poor tourism in India

The paper discusses the role that creative economies can play in transforming the tourist regions as engines of youth employment growth and upskilling.

Gender centrality of mobile financial services in Bangladesh

This consumer behavior research aims to investigate why this is so, examining the gender centrality in digital financial services (DFS) in Bangladesh. The study focused only on mobile financial services as the most prevalent form of DFS in Bangladesh.