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Category: Blog
The Mor Committee report – The demand side conundrum
Analyzing the Mor committee report, the author argues how the committee has assumed low-income people’s demand for formal financial services is a given. Is this a fair assumption?
Feb 8, 2014
Choosing An Agent Management Model
One important question service providers have to ponder prior to entering the market is the agent hierarchy structure. Adopting a model which fits the market will save time, and money, and reduce stress levels for Senior Executives! The three models below illustrate the most common options available for service providers: The Direct Agent Hierarchy Model enables the […]
Feb 7, 2014
Agent Network Evolution: From License to Live
When the champagne bottle is popped for the successful launch of a digital financial service (mobile money/ agent banking) agent network, nobody – hopefully, with the exception of the agent network manager (ANM) – seems to appreciate the efforts behind ensuring the product launch is premised on an immediate start in transactions. This is paramount […]
Feb 6, 2014
A big step forward in India’s financial inclusion deliberations
The CCFS report marks a big step in India’s financial inclusion deliberations. Here the authors evaluate the recommendations, focusing on the most critical financial inclusion question confronting the RBI.
Jan 20, 2014
The Mor Committee report – Will payments banks be revolutionary or evolutionary?
Taking a comprehensive look at the emerging trends in banking worldwide, the author examines the Mor Committee report and it’s implication on India’s banking system.
Jan 19, 2014
Bill payments —The secret to sustainability?
Mobile banking hasn’t really achieved sustainability yet. Everyone talks about it as an almost done deal. Nevertheless, cash still trumps all.
Jan 14, 2014
Ann Platt and Nitin Garg