Anil is a hands-on development banker and technology manager with over two decades of experience. He has worked on projects with development banks, commercial banks, international funding agencies, MFIs, community-based institutions, rural infrastructure projects, and major telecommunication players in India, China, and USA. His areas of expertise include management of large and complex projects, program design and evaluation, microfinance, agriculture, and non-farm sector finance, infrastructure finance, financial sector development, and payments systems—especially mobile wallets. Anil holds a Master’s degree in Management and Technology with a specialization in Strategy and Finance from various leading institutions like IIM-Bangalore and IIT- Kharagpur. He is fluent in English and Hindi.