Associate Partner
Sunil Bhat is an Associate Partner in MicroSave’s Digital Financial Services- Payments & Distribution Domain. He is a financial sector consultant with over eight years of experience in advising more than 40 financial institutions in India, Bangladesh, Indonesia, Sri Lanka, Nepal, Malawi, Liberia, Democratic Republic of Congo, Vietnam and the Philippines.
NXTFIN-XaasTag: Technology-enabled mainstreaming of farmers’ collectives
XaasTag is an AgTech start-up that provides a digital, collaborative online marketplace. The platform connects agricultural commodity producers, such as farmer producer organizations (FPOs) at one end and institutional buyers at the other, and enables them to directly sell and buy from each other.
Aug 9, 2021
Aug 9, 2021
Aggois: Creating robust liquidity for farmers
Aggois is an AgTech startup that provides short-term credit solutions to farmers in India against the sale of their produce. It has identified a critical financing gap that farmers face between the time they harvest one crop and sow the next. This blog explains how the startup has worked to mitigate this gap and uncover opportunities and challenges.
Aug 9, 2021
Amit Joshi, Sunil Bhat and Mitali
Addressing three key issues of BC agents in India for COVID-like challenges
The network of business correspondents (BCs) has evolved into the backbone of financial inclusion in rural India. However, it continues to face challenges, which were further aggravated during the COVID-19 pandemic. This blog highlights three key issues that hinder the sustainability of the BC model.
Jan 28, 2021
Jan 28, 2021
Impact of COVID-19 on banking agents in Bangladesh
On 11th March, 2020, WHO declared COVID-19 a global pandemic. Given the nature and extent of the outbreak, Aspire to Innovate (a2i) Bangladesh and MSC initiated a study to understand its impact on banking agents. Based on the study, this report provides recommendations to help build resilience to the pandemic.
Dec 3, 2020
Samveet Sahoo, Diya Chatterjee, Sunil Bhat and Khandaker Shaoli Hassan
Dec 3, 2020
Samveet Sahoo, Diya Chatterjee, Sunil Bhat and Khandaker Shaoli Hassan
Not Just Another Startup Accelerator in India: How the Financial Inclusion Lab is Shining a Light on Underserved Customers
This blog talks about the Financial Inclusion Lab accelerator program, which is supported by some of the largest philanthropic organizations across the world – Bill & Melinda Gates Foundation, J.P. Morgan, Michael & Susan Dell Foundation, MetLife Foundation and Omidyar Network.
Jun 25, 2020
Jun 25, 2020
Weathering a Perfect Storm – Part 2: Seven Ways Fintechs Can Survive the COVID-19 Pandemic
This blog covers the diverse strategies of FinTechs both big and small to adapt to the situation and overcome the challenges brought forth by the pandemic.
Jun 2, 2020
Jun 2, 2020
Weathering a Perfect Storm – Part 1: The Challenges Facing Fintechs in Emerging Markets During COVID-19
This blog covers the challenges and opportunities born from the COVID-19 pandemic, for both small and established FinTechs, particularly in the emerging markets. It sets the stage for part two, where we discuss how these FinTechs face these unprecedented challenges.
Jun 2, 2020
Survival tips for start-ups—taking a leaf out of Bear Grylls’ book
As COVID-19 has pushed the start-up world into chaos, many are redrawing their survival strategy to deal with an unprecedented pandemic. This blog draws key lessons from survivalist Bear Grylls for start-ups to tide over these wild and uncharted times of crisis.
Apr 13, 2020
Apr 13, 2020