Puneet Chopra

Partner

Puneet Chopra heads the Banking and Product Development, Agriculture and Allied Services, and Private Sector Development Domain at MSC.

He is an expert in business planning, strategy and operations, consumer research, product development, and innovation. Puneet specializes in distribution channels, marketing, process re-engineering, and project and program management. With a career spanning over two decades, he has diverse experience in various roles and capacities across banking, financial services, insurance, telecommunications, information technology, media, entertainment, and transportation industries.

Posts by Puneet Chopra

The Curious Case of Missing Agents in Rural India

This note highlights the survey conducted by MicroSave covering five districts of U.P and Bihar, to ascertain the real presence of CSPs and their activity levels.

Optimising Commissions and Payout Mechanism For G2P Payments Under Electronic and Direct Benefit Transfer

This Policy Brief tries to address the two fundamental questions of (1) what should be an appropriate fee for disbursal of G2P payments? and (2) what can be the norm or mechanism for division of the payout between banks, BCNMs and CSPs?

Behind the Big Numbers: Improving the Reach and Quality of Agent Networks in India

MicroSave PB #9 describes the true reach and quality of India’s BC networks, the design features of successful agent networks, and policy and regulatory interventions in poor communities across India.

Great business for banks – So why are they slow to build agency banking?

In this blog, MicroSave elaborates the reasons why despite clear business opportunity banks are reticent and unwilling to commit to agency banking.

Aadhaar Enabled Direct Benefit Transfer in East Godavari

MicroSave’s pilot study in India highlights barriers, best practices and a roadmap to implement the ambitious, policy initiative of transferring the government benefits directly into the Aadhaar linked accounts of the beneficiaries.

Can UIDAI be a Saviour of Financial Inclusion?

This Note examines how UIDAI and Aadhaar platforms offer a solution to the many challenges that have undermined the BC model.

Aadhaar Enabled Direct Benefits Transfer in Aurangabad

MicroSave’s pilot study in India highlights barriers, best practices and a roadmap to implement the ambitious, policy initiative of transferring the government benefits directly into the Aadhaar linked accounts of the beneficiaries.

What Will It Take To Deliver ‘Direct Benefits / Cash Transfer’ Programmes Successfully?

This PB highlights the vital elements of policy changes and actions that would be necessary for efficient and meaningful rollout of this grand programme, even in a scaled down form.