Blog

The State of Bank-led Initiatives for E/M-Banking and its Potential

Posted on by MSC

In 2012 Ignacio Mas worked with MSC to look at the state of digital financial services in India, the type of products that poor people want, and the role of microfinance institutions/SHGs in digital financial services systems. Ignacio also ran a training for all MSC staff, and we then asked him to record some of his thoughts on digital financial services systems and not just in India but also worldwide. In this video he answers the following questions:

Since the vast majority of scaled digital financial systems are mobile network operator-led, should we give up on bank-led models?
What are the benefits of digital financial systems for banks?
What are the lessons from Latin America?

Indian experiences of application of agricultural value chain finance

Posted on by MSC

The paper examines the current state of value chain development in India, the policies that are in place and the institutional framework that supports the value chains in agriculture. The facilitating processes adopted in India for strengthening agricultural value chains have been analyzed and their efficacy has been critiqued.

Access to credit in West Bengal post microfinance crisis

Posted on by MSC

The findings and recommendations from this research will help the microfinance stakeholders in India to make decisions that enable the poor to have better access to financial services.

Deposit Assessment in India

Posted on by MSC

MicroSave’s study on Deposit Assessment in India details the needs and preferences of micro-savings clients to support the development of client-responsive products and delivery processes.

Business correspondent models in Bihar – Constraints and way forward

Posted on by MSC

The study was conducted to improve the current body of knowledge around the status of the BC model in Bihar, to provide recommendations to improve the effectiveness of the model and to offer inputs to policymakers.

Understanding the Re-birth of Equity Building Society in Kenya

Posted on by MSC

This study report starts with Equity Bank’s market and how that translates into a product range and delivery system. It also addresses the issues related to the ownership and governance of the organisation. It further surges ahead in various aspects of management, as the governance level directs and focuses the institution while the management level is needed for implementation. It also measures the management and institutional performance of the bank. This report also relates to human resource issues and how these can contribute to success.