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Tag: Digital financial services

Exploring reasons for dormancy in no frills savings accounts in Tamil Nadu

This research aims to understand the reasons for widespread dormancy in No Frills Accounts opened through various service providers like public and private sector banks, RRBs and business correspondents.

Aug 26, 2011

Alphina Jos, Denny George, Shivshankar V and Stanley Thomas

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Aug 26, 2011

Alphina Jos, Denny George, Shivshankar V and Stanley Thomas

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Credit Unions as World-Class Microfinance Providers Part 3

In this video series-3, a member of Cooperative UPA, Guatemala, discusses the advantages of doing business with the credit union. Talking about her experience, Laura shares her growth story and how the loans have helped her to expand her ice-cream business. Concurrently, she talks about her savings and how the UPA has helped her to […]

Aug 4, 2011

MSC

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Aug 4, 2011

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Can Bank-led Models Really Deliver on the Promise of Mobile Money?

There is some debate about the potential profitability of mobile money solutions that are widely promoted as answer to FI. However, there are potentially important exceptions highlighted in this Note.

Jul 21, 2011

Graham Wright and Shivshankar V

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Jul 21, 2011

Graham Wright and Shivshankar V

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Effective pricing models and customer willingness to pay

“In this video Graham A. N. Wright, Group managing Director, MicroSave, gives an overview of the success of mobile banking in Africa. He says that the cultural norm of charging for financial services by banks is one of the reasons why mobile money has taken off quickly in Africa.

Jul 19, 2011

Graham Wright and Aiaze Mitha

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Jul 19, 2011

Graham Wright and Aiaze Mitha

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Understanding remittance networks in Punjab and Uttar Pradesh

This research explores the various remittance options currently available to Indian migrant workers in Punjab and recipient families in rural Uttar Pradesh. It also examines the benefits a business correspondent (BC) remittance service may provide to both.

Jun 11, 2011

Abhay Pareek, Akhand Tiwari, Akhilesh Singh, Anirban Roy, Ghiyazuddin Mohammad, Mukul Singh and Madhurantika Moulick

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Jun 11, 2011

Abhay Pareek, Akhand Tiwari, Akhilesh Singh, Anirban Roy, Ghiyazuddin Mohammad, Mukul Singh and Madhurantika Moulick

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Financial Inclusion Through Digital Financial Services

It is essential to develop a robust and effective strategy from the outset. There may always be an opportunity to correct the strategy later, but that could come at a great cost and pain.

Jun 3, 2011

Graham Wright and Puneet Chopra

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Jun 3, 2011

Graham Wright and Puneet Chopra

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