Blog

M-Banking Tameer Pakistan

Posted on by MSC

In this video, Ali Abbas Sikander, Group Executive Director, TAMEER, Micro Finance Bank Ltd, Pakistan, talks about the challenges TAMEER faced as a nascent player in branchless banking and how their m-banking business model works. He says as an early player TAMEER faced liquidity problem. To overcome this issue, they worked with CGAP and came up with a business plan, which works towards development of strong agent network and develop underlying technology channels such as cell phones. He further talks about the problems TAMEER faces on its path ahead.

 

M-Banking Globe Telecom Philippines

Posted on by MSC

In this video, Rizza Maniego-Eala, President of G-Xchange Inc, Globe Telecom, Philippines, shares that Globe Telecom uses mobile network to lower the cost, increase access of the mass market for financial services. She explains the GCASH service which was launched via M-Banking in 2004 and how it has successfully captured the market. She also talks about the challenges ahead for M-Banking.

 

M-Banking Globe Telecom Philippines

Posted on by MSC

In this video, Rizza Maniego-Eala, President of G-Xchange Inc, Globe Telecom, Philippines, shares that Globe Telecom uses mobile network to lower the cost, increase access of the mass market for financial services. She explains the GCASH service which was launched via M-Banking in 2004 and how it has successfully captured the market. She also talks about the challenges ahead for M-Banking.

M-Banking XacBank Mongolia

Posted on by MSC

In this video, Bold Magvan, President, XacBank, Mongolia, shares the success story of XacBank. Bold further explains how M-Banking has helped them to expand their business. He also talks about the opportunities and challenges M-banking faces in Mongolia. He shares that XacBank aims to provide basic financial services to every household in Mongolio irrespective of distance and income level of clients. He further highlights the benefits of developing own application. Being the pioneers of m-banking, he says XacBank faced challenges at the regulation front for this new venture.

 

M-Banking_WIZZIT_South_Africa

Posted on by MSC

In this video, Brian Richardson – Managing Director, WIZZIT, South Africa, shares his views on the scope of m-banking in South Africa along with the challenges ahead for this model of banking. Highlighting the basic advantages m-banking brings to the unbanked: accessibility, affordability and availability, Brian talks about WIZZIT’s mission to provide not only transactional benefits but other services to the unbanked such as savings, loan etc. Further, he talks about the challenges WIZZIT faced was to create credibility and trust in a new brand. He also stressed the need for regulatory framework to lend credibility to the system.

 

JLG Center Meeting Process Spandana India

Posted on by MSC

In this video series-8 on Joint Liability Group Lending, MicroSave shows the Centre Meeting Process of Spandana, India. A centre meeting begins with all the members coming to the centre venue where they take a pledge. Further, the field officer takes his pledge and the members pay their installment amount to the group leader who hands it over to the field officer. Any shortfall in payment is again collected and then the loan card is updated. Further, the field officer updates the centre register and loan card.