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E/M-Banking Booklet: Volume I

Posted on by Parul Tandon

The E/M-Banking Booklet is the first publication under the Optimising Performance and Efficiency (OPE) Series. The OPE Series brings together key insights and ideas on specific topics, with clear objective of providing microfinance practitioners with practical and actionable advice.

The E/M-Banking Booklet is a compendium of MicroSave’s Briefing Notes and India Focus Notes which focus on a wide range of opportunities, issues and challenges. This brief publication mines MicroSave’s rich experience and blends it with that of leading consultants and practitioners in the field of electronic and mobile banking. There are enriching experiences from Africa and Asia where MicroSave has partnered with a variety of e/m-banking service providers.

Opportunity International Bank of Malawi Part 1

Posted on by MSC

In this video series-1, Roger Voorhies, Founder and Former CEO, Opportunity International Bank of Malawi (OIBM), talks about the biggest challenges and natural advantages of doing microfinance in Africa.

Tapping the Underserved: Formal and Semi-Formal Financial Institution Partnerships

Posted on by MSC

Microfinance has traditionally focussed on credit only, but research has clearly demonstrated the poor’s wide range of needs for financial services. However, Indian microfinance institutions (MFIs) cannot, by law, offer savings, insurance or remittance services on their own. On the other hand, formal players have not been able to service the MFIs’ low income market. However, there are a few examples where MFIs have overcome the challenges faced and offered diverse financial products by partnering with formal financial institutions. In this note, the authors explore the options for partnerships between formal financial institutions and MFIs, and how they can, together, contribute to the ultimate goal of financial inclusion.

Internal Audit and IT-Based MIS System

Posted on by Parul Tandon

Microfinance is all about managing operations and risk, and therefore requires an efficient monitoring system. Audit plays this function. An IT-based MIS system helps the auditors in analysing large numbers of branches quickly and efficiently, thus reducing cost and saving time with more accurate and reliable results. IT-based MIS is can therefore significantly enhance the capability of internal auditors.

Risk Management Poverty Scoring Part 2

Posted on by MSC

In this video series-2, Mark Schreiner, Director, Microfinance Risk Management, explains the methodology of Poverty Scoring and the challenges in implementing the system.

Risk Management Poverty Scoring Part 3

Posted on by MSC

In this video series-2, Mark Schreiner, Director, Microfinance Risk Management, explains the methodology of Poverty Scoring and the challenges in implementing the system.