Blog

Liquidity Management: Mobile Money

In this video, Ignacio Mas Deputy Director Bill & Melinda Gates Foundation, talks about stores acting as cash merchants and their basic need to periodically rebalance their cash and e-money holdings. He explains the basic options for doing so, including going to a bank branch.

Mobile Banking: Speed to Scale Part 2

In this video Daniel Radcliffe, Program Officer, Bill & Melinda Gates Foundation, describes how retail payment systems can reach a critical mass of customers. Daniel notes that agents need to be incentivised in order to encourage them to take up these activities.

Mobile Banking: Speed to Scale Part 1

In this video Daniel Radcliffe, Program Officer, Bill & Melinda Gates Foundation, talks about the fundamental factors that affect the growth and success of retail payment systems. He insists that remote payments add the ‘wow’ factor to mobile banking.

Mobile Banking: Efforts by Banks Part 2

In this video series-2, Tamara Cook, Program Officer, Bill & Melinda Gates Foundation, discusses the case of Opportunity International Bank of Malawi (OIBM) that uses mobile banking solutions to reduce cost and reach more customers.

Kenya Experience Beyond M-PESA

In this video Amolo Ng’weno, Deputy Director, Bill & Melinda Gates Foundation talks about the operations of M-Pesa in Kenya, that is reaching over 12 million people at 19,000 outlets. She also explains the methodology of M-Pesa and its implementation by Equity Bank, Kenya.

SHG Audit – A Field Balance Sheet Approach

This note details the pioneering “Field Balance Sheet Approach” towards auditing SHGs. It provides a step by step process for conducting the audit as well as explores the benefits which are likely to be obtained by the different stakeholders. The note also provides insights into the issues and challenges which can arise during implementation and provides suggestions on how to tackle them.