This presentation covers the agent network build-up strategy, focusing on:
1) Key decisions in building and scaling up agency networks
2) Support structures for agent networks
3) Agent management hierarchies
4) Agent roles
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The Status of Agents in Kenya: Proliferation, Dominance, Evolution & Impact
This presentation was conducted during the launch of our first round of Kenya Agent Network Accelerator Research, in 2014. The presentation discussed the four major findings of proliferation, dominance, evolution and impact.
To read our 2013 report in full please visit:
Agent Network Accelerator Survey – Kenya Country Report 2013
Release of Agent Network Accelerator Bangladesh Research Report
This presentation was conducted during the release of our Agent Network Accelerator Bangladesh Research report. To read the report in full, please click the link below:
Agent Network Accelerator Survey – Bangladesh Country Report 2014
Reaching the Mass Market: Lessons from Eight Years of Mobile Money
This presentation was conducted at the IBM Research Lab in Nairobi, Kenya, and covers key lessons learnt from the digital finance industry after eight yeras of development.
UTL Telecom’s M-Sente (Model 4: Build on GSM airtime distributors)
31% of UTL is owned by the Ugandan government and in 2010 it launched a mobile money service called M-Sente. In December 2014, UTL had 1.6 million customers on their GSM platform, 600,000 of which were transitioned to mobile money. Just over 100,000 customers were active on a 90 day basis. UTL chose to build an agent network directly on top of its GSM network. Thus far it has registered 8,000 agents, 2,700 of which are active on a 90 day basis. To read through the case study, please click here.
United Commercial Bank Limited (Model 3: Piece together with smaller master agents)
United Commercial Bank Limited (UCB) is reported to have 149 branches and 101 ATMs in Bangladesh. In November 2013, it launched UCash, which it designed to offer interest bearing deposit services, as well as domestic person to person (P2P) transfers to new and existing customers. UCB originally wanted to build its own agent network so it could maintain a high level of control over its agents, ensuring both compliance with Bangladesh Bank regulations, and a high level of service for customers. Therefore it went about recruiting a team with distribution experience, hiring 12 area managers and 30 territory managers to operate under them. To read through the case study, please click here.
