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Sustainability of a Financial Literacy Campaign – Mr. A.P. Hota, MD & CEO, NPCI in an interview with…

Posted on by MSC

Shri. A P Hota (MD & CEO of National Payments Corporation of India) in an interview with Mr. Anil Kumar Gupta (Associate Director of MSC) shares his views on the requirements to sustain the change brought through a financial literacy campaign. In this the second of five video series they discuss:

1) Role of bank in ensuring the sustainability of a literacy campaign
2) Challenges the rural bank branches face in financial literacy.

NPCI’s Message for Customers – Mr. A.P. Hota, MD & CEO, NPCI in an Interview with MicroSave

Posted on by MSC

Shri. A P Hota (MD & CEO of National Payments Corporation of India) in an interview with Mr. Anil Kumar Gupta (Associate Director of MSC) shares the message from NPCI for the customers and the digizens of India. In this the third of five video series they discuss:

1) What is the future of financial payments?
2) What are the upcoming technology solutions that India can look up to?

Challenges of a Digital India – Mr. A.P. Hota, MD & CEO, NPCI in an Interview with MicroSave

Posted on by MSC

Shri. A P Hota (MD & CEO of National Payments Corporation of India) in an interview with Mr. Anil Kumar Gupta (Associate Director of MSC) speaks about the challenges that will be faced in the journey of a digital India. In this the final of five video series they discuss:

1) How the challenge of connectivity can be resolved?
2) What are the challenges faced by the bank branches in promoting digital literacy?

Key Strategies for Banks Expanding Reach to MSME Segment in Kenya(1)

Posted on by Parul Tandon

Banks continue to boost financial inclusion in Kenya by providing retail finance to the MSME segment. The banks’ total SME lending portfolio in December 2013 was estimated to be 23.4% of their total lending portfolio but considering that the largest percentage of businesses in Kenya are in the MSME sector, financing to MSMEs should continue to grow. In this briefing note, we explore strategies to be employed by banks in Kenya to increase financing to the MSME segment in the face of competition from formal and informal financial services providers.

Bundling to Make Agriculture Insurance Work

Posted on by MSC
Bundling agriculture insurance with other services that form part of the agricultural value chain, like credit and farming inputs, is emerging as a solution to help make insurance more tangible and get better outreach and scale faster, manifesting into better economic and social outcomes. A key insight emerging from the cases analysed is that, to make bundling work, it makes a lot of sense to ensure that there are tangible value propositions for all the players involved in the value chain.
MicroSave with ILO’s Impact Insurance Facility has developed use cases of bundling agriculture insurance with agriculture value chains in India, Kenya and Zambia. For instance, bundling agriculture insurance with inputs such as seeds enabled small holder farmers in Kenya to increase investment in their farms and increase productivity. 98 per cent of these farmers could access credit linked with the insurance.

MSME Finance in Uganda-Status and Opportunity for Financial Institutions

Posted on by Parul Tandon

Ugandan micro, small and medium sized enterprises (MSMEs) contribute over 80% of output, 75% of the GDP, and significantly to the employment in the country. Thus, MSMEs play an important role in the economy of the country. However, they are unable to leverage their growth potential on account of constraints particularly the access to finance.

MicroSave conducted an assessment of Ugandan MSME sector, their financial needs and consequent product development opportunities for financial service providers. This note features MSMEs’ access to finance in Uganda and charts a potential roadmap for banks and other financial institutions in Uganda as they expand and downscale to serve the MSME market. We provide actionable recommendations for financial institutions to strengthen finance delivery to tap the opportunities that MSMEs in the country present.